# 口袋记账 vs ClearCashflow

The clearest difference is monetization model: 口袋记账 at free with in-app purchases against ClearCashflow's subscription. 口袋记账 also leads on rating (4.7 vs 4.4) and ratings volume (561 vs 51). ClearCashflow's advantage is ads (none vs shown) and review sentiment (93% vs 77%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. 口袋记账 sells 13 in-app purchases, starting at $1.99 per month and ClearCashflow sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

口袋记账 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 口袋记账 has 561 ratings behind it against 51, so its average is the more settled of the two. Written reviews complicate that: 77% of 口袋记账's written reviews are positive against 93% of ClearCashflow's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 口袋记账 | ClearCashflow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (561 ratings)](https://appshunter.io/ios/app/id955314710/reviews)** | [4.4 (51 ratings)](https://appshunter.io/ios/app/clearcashflow/id1099575251/reviews) |
| Number of ratings | **561** | 51 |
| Positive reviews | 77.2% of reviews | **93.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 190 MB | 3 MB |
| Requires iOS | 12 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Peng Data Co., Ltd.](https://appshunter.io/developer/1345249748) | [鹏东 王](https://appshunter.io/developer/1073799287) |

## What reviewers say

### 口袋记账

[App page](https://appshunter.io/ios/app/id955314710)

This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.

**Highlights:** Quick expense logging, Import credit card and Alipay bills, Generate income/expense reports, Multi-account management, Loan and IOU tracking, Asset balance overview, Financial expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包月 | $1.99 | per month |
| 连续包年 | $12.99 | per year |
| 口袋记账金币 | $0.99 | one-time |
| 口袋VIP一个月 | $2.99 | one-time |
| 口袋记账金币 | $3.99 | one-time |
| 口袋VIP6个月 | $7.99 | one-time |
| 口袋VIP六个月 | $9.99 | one-time |
| 口袋记账金币 | $9.99 | one-time |
| 口袋VIP12个月 | $11.99 | one-time |
| 口袋VIP12个月 | $14.99 | one-time |
| 口袋记账金币 | $19.99 | one-time |
| 口袋记账金币 | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient and efficient
- 💡 Helpful budgeting and reporting features
- 🎨 Visually appealing interface

**What reviewers complain about**

- 🙄 Excessive advertisements
- 🐛 Stability issues and bugs
- 🤔 Lack of advanced features and customization
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect date/time display
- Syncing issues between devices
- Compatibility problems with newer devices

**Requested features**

- Support for multiple currencies
- Ability to schedule recurring transactions
- Option to set future dated transactions
- Improved syncing and backup functionality
- More detailed reporting and analytics


### ClearCashflow

[App page](https://appshunter.io/ios/app/clearcashflow/id1099575251)

This minimalist accounting app focuses on simple expense recording without complex category selections or balance tracking. It helps users stick to managing their finances by focusing on what was spent and where. Features include random color generation and daily/monthly expenditure summaries.

**Highlights:** Simple expense recording, No account book or category selection, Random color generation on launch, Daily and monthly expenditure summaries, Focus on recording spending and destination

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 高级服务 | $0.99 | per month |


## Frequently asked questions

### Is 口袋记账 free?

口袋记账 is free to download, with in-app purchases available.

### Is ClearCashflow free?

ClearCashflow is free to download, with in-app purchases available.

### Which has better reviews, 口袋记账 or ClearCashflow?

口袋记账 is rated higher. 口袋记账 averages 4.7 out of 5 from 561 ratings, while ClearCashflow averages 4.4 from 51 ratings.

### Do 口袋记账 or ClearCashflow have ads?

口袋记账 shows ads; ClearCashflow does not.

### Which is updated more often, 口袋记账 or ClearCashflow?

口袋记账 ships an update every 2 months, and ClearCashflow every 2 months. Most recently, 口袋记账 was updated on October 26, 2026 and ClearCashflow on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*