# 口袋记账 vs 挖财记账

The clearest difference is update cadence: 挖财记账 at fortnightly against 口袋记账's every 2 months. 口袋记账's advantage is review sentiment (77% vs 58%) and iOS requirement (12 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. 口袋记账 sells 8 in-app purchases, starting at $1.99 per month and 挖财记账 sells 10 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for 口袋记账 against 4.6 for 挖财记账. Both are backed by a comparable volume of ratings — 561 and 256 respectively. Written reviews are what separate them: 77% of 口袋记账's written reviews are positive against 58% of 挖财记账's.

口袋记账 ships an update every 2 months, 挖财记账 fortnightly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 口袋记账 | 挖财记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (561 ratings)](https://appshunter.io/ios/app/id955314710/reviews)** | [4.6 (256 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews) |
| Number of ratings | **561** | 256 |
| Positive reviews | **77.2% of reviews** | 58.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 190 MB | 159 MB |
| Requires iOS | **12** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Shanghai Peng Data Co., Ltd.](https://appshunter.io/developer/1345249748) | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) |

## What reviewers say

### 口袋记账

[App page](https://appshunter.io/ios/app/id955314710)

This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.

**Highlights:** Quick expense logging, Import credit card and Alipay bills, Generate income/expense reports, Multi-account management, Loan and IOU tracking, Asset balance overview, Financial expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包月 | $1.99 | per month |
| 连续包年 | $12.99 | per year |
| 口袋VIP一个月 | $2.99 | one-time |
| 口袋VIP6个月 | $7.99 | one-time |
| 口袋VIP六个月 | $9.99 | one-time |
| 口袋VIP12个月 | $11.99 | one-time |
| 口袋VIP12个月 | $14.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient and efficient
- 💡 Helpful budgeting and reporting features
- 🎨 Visually appealing interface

**What reviewers complain about**

- 🙄 Excessive advertisements
- 🐛 Stability issues and bugs
- 🤔 Lack of advanced features and customization
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect date/time display
- Syncing issues between devices
- Compatibility problems with newer devices

**Requested features**

- Support for multiple currencies
- Ability to schedule recurring transactions
- Option to set future dated transactions
- Improved syncing and backup functionality
- More detailed reporting and analytics


### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered automatic accounting. Import transactions from various platforms, track spending, set budgets, and gain insights into your financial health with comprehensive reports. Ideal for personal, family, or business use.

**Highlights:** AI-powered automatic accounting, Import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Comprehensive reports and statistics, Budgeting and financial planning, Multi-user shared ledgers, Asset and liability management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


## Frequently asked questions

### Is 口袋记账 free?

口袋记账 is free to download, with in-app purchases available.

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Which has better reviews, 口袋记账 or 挖财记账?

口袋记账 is rated higher. 口袋记账 averages 4.7 out of 5 from 561 ratings, while 挖财记账 averages 4.6 from 256 ratings.

### Do 口袋记账 or 挖财记账 have ads?

Both 口袋记账 and 挖财记账 show ads.

### Which is updated more often, 口袋记账 or 挖财记账?

口袋记账 ships an update every 2 months, and 挖财记账 fortnightly. Most recently, 口袋记账 was updated on November 1, 2026 and 挖财记账 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*