# 口袋记账 vs Mumo

The clearest difference is ads: Mumo at none against 口袋记账's shown. Mumo also leads on update cadence (every 10 days vs every 2 months) and review sentiment (95% vs 77%). 口袋记账's advantage is iOS requirement (12 vs 15.0). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. 口袋记账 sells 8 in-app purchases, starting at $1.99 per month and Mumo sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Mumo holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 561 and 247 respectively. Written reviews point the same way: 77% of 口袋记账's written reviews are positive against 95% of Mumo's.

口袋记账 ships an update every 2 months, Mumo every 10 days. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | 口袋记账 | Mumo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (561 ratings)](https://appshunter.io/ios/app/id955314710/reviews) | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** |
| Number of ratings | **561** | 247 |
| Positive reviews | 77.2% of reviews | **95.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 190 MB | 72 MB |
| Requires iOS | **12** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Peng Data Co., Ltd.](https://appshunter.io/developer/1345249748) | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) |

## What reviewers say

### 口袋记账

[App page](https://appshunter.io/ios/app/id955314710)

This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.

**Highlights:** Quick expense logging, Import credit card and Alipay bills, Generate income/expense reports, Multi-account management, Loan and IOU tracking, Asset balance overview, Financial expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包月 | $1.99 | per month |
| 连续包年 | $12.99 | per year |
| 口袋VIP一个月 | $2.99 | one-time |
| 口袋VIP6个月 | $7.99 | one-time |
| 口袋VIP六个月 | $9.99 | one-time |
| 口袋VIP12个月 | $11.99 | one-time |
| 口袋VIP12个月 | $14.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient and efficient
- 💡 Helpful budgeting and reporting features
- 🎨 Visually appealing interface

**What reviewers complain about**

- 🙄 Excessive advertisements
- 🐛 Stability issues and bugs
- 🤔 Lack of advanced features and customization
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect date/time display
- Syncing issues between devices
- Compatibility problems with newer devices

**Requested features**

- Support for multiple currencies
- Ability to schedule recurring transactions
- Option to set future dated transactions
- Improved syncing and backup functionality
- More detailed reporting and analytics


### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

**Highlights:** AI-powered bookkeeping with text, voice, and screenshot parsing, Customizable modules for expenses, assets, subscriptions, and more, Bill management with templates, installments, and refunds, Asset and gold management with balance reconciliation, Subscription and fixed deposit tracking, Shopping list and anniversary tracking, Advanced search and batch operations

**Features:** Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


## Frequently asked questions

### Is 口袋记账 free?

口袋记账 is free to download, with in-app purchases available.

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Which has better reviews, 口袋记账 or Mumo?

Mumo is rated higher. 口袋记账 averages 4.7 out of 5 from 561 ratings, while Mumo averages 4.9 from 247 ratings.

### Do 口袋记账 or Mumo have ads?

口袋记账 shows ads; Mumo does not.

### Which is updated more often, 口袋记账 or Mumo?

口袋记账 ships an update every 2 months, and Mumo every 10 days. Most recently, 口袋记账 was updated on November 11, 2026 and Mumo on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*