# Marsh Agency vs PNC BeneFit Plus

Marsh Agency and PNC BeneFit Plus are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for Marsh Agency against 4.4 for PNC BeneFit Plus. Both are backed by a comparable volume of ratings — 886 and 807 respectively. Written reviews are what separate them: 72% of Marsh Agency's written reviews are positive against 64% of PNC BeneFit Plus's.

Marsh Agency ships an update every 5 months, PNC BeneFit Plus every 3 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | Marsh Agency | PNC BeneFit Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (886 ratings)](https://appshunter.io/ios/app/marsh-agency/id955886686/reviews)** | [4.4 (807 ratings)](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090/reviews) |
| Number of ratings | **886** | 807 |
| Positive reviews | **71.7% of reviews** | 64.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 32 MB | 33 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Marsh & McLennan Agency](https://appshunter.io/developer/1027461929) | [PNC Bank, N.A.](https://appshunter.io/developer/303113130) |

## What reviewers say

### Marsh Agency

[App page](https://appshunter.io/ios/app/marsh-agency/id955886686)

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access all your important account information anytime, anywhere.

**Highlights:** Check account balances 24/7, View account summaries and charts, Submit claims and receipts, Manage HSA transactions, Secure login with website credentials, Contact customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy reimbursement process
- 👍 User-friendly and intuitive app
- 💰 Convenient way to use HSA/FSA funds
- 🕰️ Time-saving features

**What reviewers complain about**

- 🐛 Slow app performance and crashes
- 🔒 Difficult login and security procedures
- 🤔 Unclear reimbursement policies and denials
- 💳 Issues with debit card usage and account access

**Reported bugs**

- Login failures and account lockouts
- Incorrect account balance display
- Compatibility issues with older devices

**Requested features**

- Auto-populate end date based on start date
- Allow editing of submitted claims
- Improve mobile app functionality and parity with website


### PNC BeneFit Plus

[App page](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090)

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

**Highlights:** Check account balances, View account details and charts, File claims for FSA and HRA, Submit receipts via photo, Manage HSA transactions, Pay bills and add payees, Report lost/stolen debit card

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly interface
- 💡 Convenient for managing HSA
- 🚀 Straightforward reimbursement process
- 👍 Helpful for tracking expenses

**What reviewers complain about**

- 🐛 Login issues, inconsistent biometric authentication
- 🐛 Slow and buggy app performance
- 🔒 Concerns about security and account access
- 🔍 Difficulties with claims and reimbursement approvals

**Reported bugs**

- App crashes and freezes
- Login credentials not saved properly
- Debit card issues and declined payments

**Requested features**

- Ability to itemize payments to payees
- Option to upload receipts immediately after charges
- Improved investment tracking and management


## Frequently asked questions

### Is Marsh Agency free?

Marsh Agency is free to download, with no in-app purchases.

### Is PNC BeneFit Plus free?

PNC BeneFit Plus is free to download, with no in-app purchases.

### Which has better reviews, Marsh Agency or PNC BeneFit Plus?

Marsh Agency is rated higher. Marsh Agency averages 4.4 out of 5 from 886 ratings, while PNC BeneFit Plus averages 4.4 from 807 ratings.

### Do Marsh Agency or PNC BeneFit Plus have ads?

Neither Marsh Agency nor PNC BeneFit Plus shows ads.

### Which is updated more often, Marsh Agency or PNC BeneFit Plus?

Marsh Agency ships an update every 5 months, and PNC BeneFit Plus every 3 months. Most recently, Marsh Agency was updated on November 6, 2026 and PNC BeneFit Plus on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*