# 羚羊财富 vs 融360

The clearest difference is ads: 羚羊财富 at none against 融360's shown. 羚羊财富 also leads on review sentiment (100% vs 88%) and iOS requirement (9.0 vs 13.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

羚羊财富 holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 48 and 41 respectively. Written reviews point the same way: 100% of 羚羊财富's written reviews are positive against 88% of 融360's.

羚羊财富 ships an update monthly, 融360 every 6 weeks. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | 羚羊财富 | 融360 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (48 ratings)](https://appshunter.io/ios/app/id956052053/reviews)** | [4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews) |
| Number of ratings | **48** | 41 |
| Positive reviews | **100.0% of reviews** | 87.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Ad-supported | Ad-supported |
| Size | 185 MB | 104 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [上海拍拍贷金融信息服务有限公司](https://appshunter.io/developer/956052052) | [融360](https://appshunter.io/developer/562807898) |

## What reviewers say

### 羚羊财富

[App page](https://appshunter.io/ios/app/id956052053)

This platform offers a wide range of investment options, including bank deposits and fund portfolios, with low entry barriers and flexible terms. It is a publicly listed brand with extensive operational experience, aiming to provide users with secure and efficient wealth management services.

**Highlights:** Diverse investment options, Low investment threshold, Flexible terms, Publicly listed company, 13 years of operational experience, Secure wealth management

**Features:** macOS Compatibility

**In-app purchases:** none


### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 羚羊财富 free?

羚羊财富 is free to download, with no in-app purchases.

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Which has better reviews, 羚羊财富 or 融360?

羚羊财富 is rated higher. 羚羊财富 averages 4.6 out of 5 from 48 ratings, while 融360 averages 4.4 from 41 ratings.

### Do 羚羊财富 or 融360 have ads?

融360 shows ads; 羚羊财富 does not.

### Which is updated more often, 羚羊财富 or 融360?

羚羊财富 ships an update monthly, and 融360 every 6 weeks. Most recently, 羚羊财富 was updated on October 18, 2026 and 融360 on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*