# Starling vs ExpenseIn

The clearest difference is review sentiment: Starling at 74% against ExpenseIn's 29%. Starling also leads on rating (4.9 vs 1.0) and ratings volume (2.8K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Starling holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Starling has 2.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 74% of Starling's written reviews are positive against 29% of ExpenseIn's.

Starling ships an update weekly, ExpenseIn every 11 days. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Starling | ExpenseIn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.8K ratings)](https://appshunter.io/ios/app/starling-mobile-banking/id956806430/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/expensein/id1004170469/reviews) |
| Number of ratings | **2.8K** | 2 |
| Positive reviews | **74.1% of reviews** | 29.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 11 days |
| Monetization | Free | Free |
| Size | 529 MB | 62 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STARLING BANK LIMITED](https://appshunter.io/developer/956806429) | [Mobile Dynamics Ltd](https://appshunter.io/developer/1004170468) |

## What reviewers say

### Starling

[App page](https://appshunter.io/ios/app/starling-mobile-banking/id956806430)

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support.  It offers features for individuals, families, and businesses, making banking simple and satisfying.

**Highlights:** Fee-free overseas spending and ATM withdrawals, Virtual 'Spaces' for saving and budgeting, Real-time payment notifications and spending insights, Automated bill management, Seamless international money transfers, Digital cheque deposits, 24/7 in-app human support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Instant transactions
- 🔒 Secure banking
- 💡 Useful features like Spaces
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Overly strict security measures
- 💰 Fees for cash deposits
- 🚫 Inability to open certain account types
- 🚫 Declined payments with no explanation

**Reported bugs**

- Login issues after phone updates
- Inability to record video for verification
- App crashes on certain devices
- Delayed or failed money transfers

**Requested features**

- Joint account cards with different designs
- Ability to set up automatic transfers to savings
- More customization options for Spaces
- Integration with password managers
- Showing pending payments in balance


### ExpenseIn

[App page](https://appshunter.io/ios/app/expensein/id1004170469)

Streamline expense management for businesses by allowing employees to pay with company cards, capture receipts, and submit expenses on the go. Finance teams gain real-time transaction visibility, automated policy enforcement, and integrated reporting for better spend control.

**Highlights:** Company card payments, Instant receipt capture, Expense and mileage submission, Real-time transaction visibility, Automated policy enforcement, Integrated reporting, Accounting system integration

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Starling free?

Starling is free to download, with no in-app purchases.

### Is ExpenseIn free?

ExpenseIn is free to download, with no in-app purchases.

### Which has better reviews, Starling or ExpenseIn?

Starling is rated higher. Starling averages 4.9 out of 5 from 2.8K ratings, while ExpenseIn averages 1.0 from 2 ratings.

### Do Starling or ExpenseIn have ads?

Neither Starling nor ExpenseIn shows ads.

### Which is updated more often, Starling or ExpenseIn?

Starling ships an update weekly, and ExpenseIn every 11 days. Most recently, Starling was updated on October 24, 2026 and ExpenseIn on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*