# Starling vs B4B Payments

The clearest difference is review sentiment: Starling at 74% against B4B Payments's 17%. Starling also leads on rating (4.9 vs 4.6) and ratings volume (2.8K vs 220). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Starling holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Starling has 2.8K ratings behind it against 220, so its average is the more settled of the two. Written reviews point the same way: 74% of Starling's written reviews are positive against 17% of B4B Payments's.

Starling ships an update weekly, B4B Payments fortnightly. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Starling | B4B Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.8K ratings)](https://appshunter.io/ios/app/starling-mobile-banking/id956806430/reviews)** | [4.6 (220 ratings)](https://appshunter.io/ios/app/b4b-payments/id1503309481/reviews) |
| Number of ratings | **2.8K** | 220 |
| Positive reviews | **73.8% of reviews** | 17.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | Free |
| Size | 529 MB | 91 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STARLING BANK LIMITED](https://appshunter.io/developer/956806429) | [B4B Payments LTD](https://appshunter.io/developer/1503309480) |

## What reviewers say

### Starling

[App page](https://appshunter.io/ios/app/starling-mobile-banking/id956806430)

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support.  It offers features for individuals, families, and businesses, making banking simple and satisfying.

**Highlights:** Fee-free overseas spending and ATM withdrawals, Virtual 'Spaces' for saving and budgeting, Real-time payment notifications and spending insights, Automated bill management, Seamless international money transfers, Digital cheque deposits, 24/7 in-app human support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Instant transactions
- 🔒 Secure banking
- 💡 Useful features like Spaces
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Overly strict security measures
- 💰 Fees for cash deposits
- 🚫 Inability to open certain account types
- 🚫 Declined payments with no explanation

**Reported bugs**

- Login issues after phone updates
- Inability to record video for verification
- App crashes on certain devices
- Delayed or failed money transfers

**Requested features**

- Joint account cards with different designs
- Ability to set up automatic transfers to savings
- More customization options for Spaces
- Integration with password managers
- Showing pending payments in balance


### B4B Payments

[App page](https://appshunter.io/ios/app/b4b-payments/id1503309481)

Manage your B4B Payments card from your mobile device. Submit receipts in real-time, track spending, and control card features like blocking transactions and ATM access. Streamline expense management on the go.

**Highlights:** Real-time receipt submission, Expense classification on the go, Secure login (Face ID/fingerprint), Check available balance, View card transactions, Block/unblock transactions, Manage ATM and online spending

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great customer service
- 👍 Love the app
- 👍 New updates offer more features

**What reviewers complain about**

- 😞 Terrible app experience
- 😞 Login issues
- 😞 App is unusable
- 😞 App is buggy
- 😞 App crashes

**Reported bugs**

- Cannot log in
- App does not react
- Login freezes
- Cannot add another card
- Does not allow adding a new card when the old one expires

**Requested features**

- Add option for a four-digit code for easier login
- Allow adding money to cash app or Venmo


## Frequently asked questions

### Is Starling free?

Starling is free to download, with no in-app purchases.

### Is B4B Payments free?

B4B Payments is free to download, with no in-app purchases.

### Which has better reviews, Starling or B4B Payments?

Starling is rated higher. Starling averages 4.9 out of 5 from 2.8K ratings, while B4B Payments averages 4.6 from 220 ratings.

### Do Starling or B4B Payments have ads?

Neither Starling nor B4B Payments shows ads.

### Which is updated more often, Starling or B4B Payments?

Starling ships an update weekly, and B4B Payments fortnightly. Most recently, Starling was updated on October 30, 2026 and B4B Payments on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*