# Starling vs Moorepay

The clearest difference is review sentiment: Starling at 74% against Moorepay's 6%. Starling also leads on update cadence (weekly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Starling ships an update weekly, Moorepay every 2 months. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Starling | Moorepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.8K ratings)](https://appshunter.io/ios/app/starling-mobile-banking/id956806430/reviews)** | — |
| Number of ratings | **2.8K** | — |
| Positive reviews | **74.1% of reviews** | 6.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | Free |
| Size | 545 MB | 36 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STARLING BANK LIMITED](https://appshunter.io/developer/956806429) | [Moorepay](https://appshunter.io/developer/1510771546) |

## What reviewers say

### Starling

[App page](https://appshunter.io/ios/app/starling-mobile-banking/id956806430)

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support.  It offers features for individuals, families, and businesses, making banking simple and satisfying.

**Highlights:** Fee-free overseas spending and ATM withdrawals, Virtual 'Spaces' for saving and budgeting, Real-time payment notifications and spending insights, Automated bill management, Seamless international money transfers, Digital cheque deposits, 24/7 in-app human support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Instant transactions
- 🔒 Secure banking
- 💡 Useful features like Spaces
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Overly strict security measures
- 💰 Fees for cash deposits
- 🚫 Inability to open certain account types
- 🚫 Declined payments with no explanation

**Reported bugs**

- Login issues after phone updates
- Inability to record video for verification
- App crashes on certain devices
- Delayed or failed money transfers

**Requested features**

- Joint account cards with different designs
- Ability to set up automatic transfers to savings
- More customization options for Spaces
- Integration with password managers
- Showing pending payments in balance


### Moorepay

[App page](https://appshunter.io/ios/app/moorepay/id1517033652)

This app streamlines HR and payroll for employees, offering easy access to payslips, P60s, and HR documents. Manage leave requests, update personal details, and explore exclusive discounts. It also simplifies timesheet and expense submissions for employees and approvals for managers.

**Highlights:** View and download payslips and P60s, Access HR and auto-enrolment pension documents, Request, view, and cancel leave, Manage personal contact, bank, and dependant details, Explore partner discounts, Submit timesheets and expense claims, Approve team leave and expense requests

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Starling free?

Starling is free to download, with no in-app purchases.

### Is Moorepay free?

Moorepay is free to download, with no in-app purchases.

### Do Starling or Moorepay have ads?

Neither Starling nor Moorepay shows ads.

### Which is updated more often, Starling or Moorepay?

Starling ships an update weekly, and Moorepay every 2 months. Most recently, Starling was updated on September 25, 2026 and Moorepay on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*