# Starling vs Modulr

The clearest difference is review sentiment: Starling at 74% against Modulr's 0%. Starling also leads on update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Starling ships an update weekly, Modulr monthly. The most recent releases landed on September 25, 2026 and August 30, 2026 respectively.

## The numbers

| Metric | Starling | Modulr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.8K ratings)](https://appshunter.io/ios/app/starling-mobile-banking/id956806430/reviews)** | — |
| Number of ratings | **2.8K** | — |
| Positive reviews | **74.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | Free |
| Size | 545 MB | 25 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STARLING BANK LIMITED](https://appshunter.io/developer/956806429) | [Modulr Finance](https://appshunter.io/developer/1677181323) |

## What reviewers say

### Starling

[App page](https://appshunter.io/ios/app/starling-mobile-banking/id956806430)

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support.  It offers features for individuals, families, and businesses, making banking simple and satisfying.

**Highlights:** Fee-free overseas spending and ATM withdrawals, Virtual 'Spaces' for saving and budgeting, Real-time payment notifications and spending insights, Automated bill management, Seamless international money transfers, Digital cheque deposits, 24/7 in-app human support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Instant transactions
- 🔒 Secure banking
- 💡 Useful features like Spaces
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Overly strict security measures
- 💰 Fees for cash deposits
- 🚫 Inability to open certain account types
- 🚫 Declined payments with no explanation

**Reported bugs**

- Login issues after phone updates
- Inability to record video for verification
- App crashes on certain devices
- Delayed or failed money transfers

**Requested features**

- Joint account cards with different designs
- Ability to set up automatic transfers to savings
- More customization options for Spaces
- Integration with password managers
- Showing pending payments in balance


### Modulr

[App page](https://appshunter.io/ios/app/modulr/id6446291360)

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

**Highlights:** Approve single payments, Approve batch payments, View account balances, Approve on the move, Streamlined approvals process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Starling free?

Starling is free to download, with no in-app purchases.

### Is Modulr free?

Modulr is free to download, with no in-app purchases.

### Do Starling or Modulr have ads?

Neither Starling nor Modulr shows ads.

### Which is updated more often, Starling or Modulr?

Starling ships an update weekly, and Modulr monthly. Most recently, Starling was updated on September 25, 2026 and Modulr on August 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*