# Starling vs Skipton by invite

The clearest difference is review sentiment: Starling at 74% against Skipton by invite's 16%. Starling also leads on rating (4.9 vs 1.8) and ratings volume (2.8K vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Starling holds the better App Store score, 4.9 against 1.8. That said, the two scores are not equally well evidenced: Starling has 2.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 74% of Starling's written reviews are positive against 16% of Skipton by invite's.

Starling ships an update weekly, Skipton by invite fortnightly. The most recent releases landed on November 12, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Starling | Skipton by invite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.8K ratings)](https://appshunter.io/ios/app/starling-mobile-banking/id956806430/reviews)** | [1.8 (4 ratings)](https://appshunter.io/ios/app/skipton-by-invite/id6751199382/reviews) |
| Number of ratings | **2.8K** | 4 |
| Positive reviews | **74.5% of reviews** | 16.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | Free |
| Size | 561 MB | 131 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STARLING BANK LIMITED](https://appshunter.io/developer/956806429) | [Skipton Building Society](https://appshunter.io/developer/1240175659) |

## What reviewers say

### Starling

[App page](https://appshunter.io/ios/app/starling-mobile-banking/id956806430)

A digital banking app offering free personal and business accounts with robust security features and 24/7 UK-based customer support. Manage all your finances, from everyday spending to savings and bills, all from your phone.

**Highlights:** Free personal and business accounts, Joint and under-16 accounts, Habit-building savings tools (Spaces), 24/7 UK customer support, Advanced security controls, Fee-free spending abroad, Instant transaction notifications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Instant transactions
- 🔒 Secure banking
- 💡 Useful features like Spaces
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Overly strict security measures
- 💰 Fees for cash deposits
- 🚫 Inability to open certain account types
- 🚫 Declined payments with no explanation

**Reported bugs**

- Login issues after phone updates
- Inability to record video for verification
- App crashes on certain devices
- Delayed or failed money transfers

**Requested features**

- Joint account cards with different designs
- Ability to set up automatic transfers to savings
- More customization options for Spaces
- Integration with password managers
- Showing pending payments in balance


### Skipton by invite

[App page](https://appshunter.io/ios/app/skipton-by-invite/id6751199382)

Manage your savings, mortgages, and open new accounts securely. Access statements, view balances, and make transactions on the go. Designed for existing and new customers to simplify their financial management.

**Highlights:** Secure login with biometrics or PIN, Access statements and documents, View account balances and transaction history, Open savings and ISA accounts, Manage mortgage details and repayments, Make withdrawals and manage payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Starling free?

Starling is free to download, with no in-app purchases.

### Is Skipton by invite free?

Skipton by invite is free to download, with no in-app purchases.

### Which has better reviews, Starling or Skipton by invite?

Starling is rated higher. Starling averages 4.9 out of 5 from 2.8K ratings, while Skipton by invite averages 1.8 from 4 ratings.

### Do Starling or Skipton by invite have ads?

Neither Starling nor Skipton by invite shows ads.

### Which is updated more often, Starling or Skipton by invite?

Starling ships an update weekly, and Skipton by invite fortnightly. Most recently, Starling was updated on November 12, 2026 and Skipton by invite on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*