# Hesperia vs Debt Payoff Planner

The clearest difference is in-app purchases: Hesperia at none against Debt Payoff Planner's 3. Hesperia also leads on ratings volume (4 vs 1) and iOS requirement (16.6 vs 18). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Debt Payoff Planner sells 3 in-app purchases, starting at $3.99 per month. Hesperia asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Hesperia against 5.0 for Debt Payoff Planner. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Hesperia | Debt Payoff Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/hesperia/id957558610/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-magicdebt/id6751165830/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 37 MB | 5 MB |
| Requires iOS | **16.6** | 18 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [City of Hesperia](https://appshunter.io/developer/1411643433) | [Logical Magic Inc](https://appshunter.io/developer/1703399815) |

## What reviewers say

### Hesperia

[App page](https://appshunter.io/ios/app/hesperia/id957558610)

Connect with your city government and community. Access city services, report issues, find local businesses, and stay updated on news and events. Become an informed and engaged civic citizen.

**Highlights:** City Hall & Places directory, Issue Reporting & Tracking, News & Calendar updates, Business Directory with messaging, Demographics & Elected Officials info, Maps & Directions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-magicdebt/id6751165830)

This app helps you manage credit cards and pay off debt faster. It intelligently allocates your income across cards based on balances, limits, and interest rates, providing visual progress tracking and reminders.

**Highlights:** Smart debt allocation engine, Visual progress tracking with charts, Card limit, rate, and payment management, Payment history timeline, Upcoming expense tracking, Payday reminders

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Pro Yearly | $19.99 | per year |
| Lifetime Pro | $44.99 | one-time |


## Frequently asked questions

### Is Hesperia free?

Hesperia is free to download, with no in-app purchases.

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Which has better reviews, Hesperia or Debt Payoff Planner?

Hesperia and Debt Payoff Planner are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do Hesperia or Debt Payoff Planner have ads?

Neither Hesperia nor Debt Payoff Planner shows ads.

### Which is updated more often, Hesperia or Debt Payoff Planner?

Hesperia ships an update every 5 weeks, and Debt Payoff Planner every 5 weeks. Most recently, Hesperia was updated on October 24, 2026 and Debt Payoff Planner on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*