# LendingTree vs NET Credit Union

LendingTree and NET Credit Union both sit at 4.8 stars, but that hides the real split: 90% of NET Credit Union's written reviews are positive against 50% of LendingTree's. LendingTree's advantage is ratings volume (38K vs 3.2K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for LendingTree against 4.9 for NET Credit Union. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 3.2K, so its average is the more settled of the two. Written reviews are what separate them: 50% of LendingTree's written reviews are positive against 90% of NET Credit Union's.

LendingTree ships an update fortnightly, NET Credit Union monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | LendingTree | NET Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews) | **[4.9 (3.2K ratings)](https://appshunter.io/ios/app/net-credit-union/id1277892203/reviews)** |
| Number of ratings | **38K** | 3.2K |
| Positive reviews | 50.5% of reviews | **90.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 59 MB | 130 MB |
| Requires iOS | 17.5 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [NET Federal Credit Union](https://appshunter.io/developer/1277892202) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Understand your credit, track financial rates, and shop for loans and cards from a vast network of lenders. Get personalized offers and instant alerts to stay ahead of fraud and make smarter financial decisions.

**Highlights:** Full financial picture in one view, Credit score monitoring and insights, Rate tracking for loans and cards, Personalized loan and card offers, Instant credit monitoring alerts, Fraud protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### NET Credit Union

[App page](https://appshunter.io/ios/app/net-credit-union/id1277892203)

Manage your NET Credit Union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, pay bills, and locate ATMs. Secure login options include Face ID and Touch ID.

**Highlights:** View accounts and balances, Deposit checks, Transfer money, Pay bills, Manage account alerts, Locate ATMs, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and friendly staff
- 👍 Reliable and accommodating service
- 👍 Convenient banking experience
- 👍 Positive customer relationships

**What reviewers complain about**

- 🐛 Issues with checking account fees and availability
- 🐛 Occasional app glitches and login problems

**Reported bugs**

- App not functioning properly for some users
- Compatibility issues with older devices

**Requested features**

- Ability to transfer from shared accounts
- Option to view past transaction history


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is NET Credit Union free?

NET Credit Union is free to download, with no in-app purchases.

### Which has better reviews, LendingTree or NET Credit Union?

NET Credit Union is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while NET Credit Union averages 4.9 from 3.2K ratings.

### Do LendingTree or NET Credit Union have ads?

Neither LendingTree nor NET Credit Union shows ads.

### Which is updated more often, LendingTree or NET Credit Union?

LendingTree ships an update fortnightly, and NET Credit Union monthly. Most recently, LendingTree was updated on November 6, 2026 and NET Credit Union on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*