# LendingTree vs LendingPoint

The clearest difference is monetization model: LendingPoint at free against LendingTree's free with in-app purchases. LendingPoint also leads on review sentiment (62% vs 51%) and iOS requirement (15.1 vs 17.5). LendingTree's advantage is ratings volume (38K vs 3.2K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for LendingTree against 4.8 for LendingPoint. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 3.2K, so its average is the more settled of the two. Written reviews are what separate them: 51% of LendingTree's written reviews are positive against 62% of LendingPoint's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | LendingTree | LendingPoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews) | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews) |
| Number of ratings | **38K** | 3.2K |
| Positive reviews | 51.0% of reviews | **62.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 63 MB | 36 MB |
| Requires iOS | 17.5 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [LendingPoint LLC](https://appshunter.io/developer/1488985078) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Which has better reviews, LendingTree or LendingPoint?

LendingTree and LendingPoint are both rated 4.8 out of 5 on the App Store, from 38K and 3.2K ratings respectively.

### Do LendingTree or LendingPoint have ads?

Neither LendingTree nor LendingPoint shows ads.

### Which is updated more often, LendingTree or LendingPoint?

LendingTree ships an update fortnightly, and LendingPoint fortnightly. Most recently, LendingTree was updated on September 25, 2026 and LendingPoint on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*