# LendingTree vs AscentConnect

The clearest difference is rating: LendingTree at 4.8 against AscentConnect's 3.9. LendingTree also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). AscentConnect's advantage is iOS requirement (15.1 vs 17.5). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LendingTree holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 281, so its average is the more settled of the two. Written reviews point the same way: 50% of LendingTree's written reviews are positive against 43% of AscentConnect's.

LendingTree ships an update fortnightly, AscentConnect every 3 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | LendingTree | AscentConnect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews)** | [3.9 (281 ratings)](https://appshunter.io/ios/app/ascentconnect/id1615339809/reviews) |
| Number of ratings | **38K** | 281 |
| Positive reviews | **50.5% of reviews** | 42.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 59 MB | 59 MB |
| Requires iOS | 17.5 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [Ascent Funding, LLC](https://appshunter.io/developer/1615339811) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Understand your credit, track financial rates, and shop for loans and cards from a vast network of lenders. Get personalized offers and instant alerts to stay ahead of fraud and make smarter financial decisions.

**Highlights:** Full financial picture in one view, Credit score monitoring and insights, Rate tracking for loans and cards, Personalized loan and card offers, Instant credit monitoring alerts, Fraud protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### AscentConnect

[App page](https://appshunter.io/ios/app/ascentconnect/id1615339809)

Manage your student loans with ease. Apply for new loans, track your balance, and update billing information. Build healthy financial habits by making timely payments and exploring exclusive student benefits.

**Highlights:** Apply for loans, Manage loan payments, Track loan balance, Update billing information, Set up autopay, Access exclusive student benefits

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 🚀 Fast and smooth app performance
- 💳 Convenient payment functionality
- 📱 User-friendly compared to website
- 🔐 Face recognition login option

**What reviewers complain about**

- 🐛 Frequent login and authentication failures
- 🐛 App crashes and doesn't load properly
- 💸 High monthly costs and fees
- 🔐 Slow email verification code delivery
- 📊 Inconsistent and confusing dashboard display

**Reported bugs**

- Login credentials not saved, app forgets email and password
- Secondary authentication code screen goes blank
- App stuck on second authorization page
- Payment input field requires deletion of zeros before entering amount
- Loans not displaying in app but visible on website

**Requested features**

- Payment breakdown showing principal vs interest allocation
- Loan balance display in recent payments section
- SMS verification code option instead of email
- Visual graphs and charts for loan terms
- Calendar view for payment schedules


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is AscentConnect free?

AscentConnect is free to download, with no in-app purchases.

### Which has better reviews, LendingTree or AscentConnect?

LendingTree is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while AscentConnect averages 3.9 from 281 ratings.

### Do LendingTree or AscentConnect have ads?

AscentConnect shows ads; LendingTree does not.

### Which is updated more often, LendingTree or AscentConnect?

LendingTree ships an update fortnightly, and AscentConnect every 3 weeks. Most recently, LendingTree was updated on November 7, 2026 and AscentConnect on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*