# LendingTree vs Finwise

The clearest difference is in-app purchases: LendingTree at none against Finwise's 1. LendingTree also leads on ratings volume (38K vs 1). Finwise's advantage is rating (5.0 vs 4.8) and device support (3 vs 1). On price, ads and monetization model there is nothing between them.

Both are free to download. Finwise sells 1 in-app purchase, starting at $9.99 per month. LendingTree asks for nothing beyond the download.

Finwise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | LendingTree | Finwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/finwise/id6446466730/reviews)** |
| Number of ratings | **38K** | 1 |
| Positive reviews | 50.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Free with in-app purchases | Freemium |
| Size | 59 MB | 63 MB |
| Requires iOS | 17.5 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [What If Projects, Inc.](https://appshunter.io/developer/1649550065) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### Finwise

[App page](https://appshunter.io/ios/app/finwise/id6446466730)

This AI-powered personal finance assistant simplifies money management with real-time analysis and custom insights. It helps users achieve their financial goals efficiently and reduce financial stress.

**Highlights:** AI-driven financial analysis, Personalized money management, Custom-tailored insights, Real-time financial situation assessment, Goal achievement support

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited messages | $9.99 | per month |


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is Finwise free?

Finwise is free to download, with in-app purchases available.

### Which has better reviews, LendingTree or Finwise?

Finwise is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while Finwise averages 5.0 from 1 ratings.

### Do LendingTree or Finwise have ads?

Neither LendingTree nor Finwise shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*