# LendingTree vs LoanReady

LendingTree and LoanReady both sit at 4.8 stars, but that hides the real split: 100% of LoanReady's written reviews are positive against 50% of LendingTree's. LoanReady also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.5). LendingTree's advantage is ads (none vs shown) and ratings volume (38K vs 3). On price, rating and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanReady holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 50% of LendingTree's written reviews are positive against 100% of LoanReady's.

LendingTree ships an update fortnightly, LoanReady monthly. Both last shipped on November 14, 2026.

## The numbers

| Metric | LendingTree | LoanReady |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/loanready/id6446780818/reviews)** |
| Number of ratings | **38K** | 3 |
| Positive reviews | 50.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 59 MB | 139 MB |
| Requires iOS | 17.5 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [LenderCity, Inc](https://appshunter.io/developer/1679010847) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Understand your credit, track financial rates, and shop for loans and cards from a vast network of lenders. Get personalized offers and instant alerts to stay ahead of fraud and make smarter financial decisions.

**Highlights:** Full financial picture in one view, Credit score monitoring and insights, Rate tracking for loans and cards, Personalized loan and card offers, Instant credit monitoring alerts, Fraud protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### LoanReady

[App page](https://appshunter.io/ios/app/loanready/id6446780818)

This financial assistant helps users prepare for homeownership by offering credit monitoring, affordability analysis, and mortgage readiness assessments. It also provides access to real estate listings and connects users with lender partners for guidance. Securely manage your financial future and achieve your homeownership dreams.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings search, Mortgage readiness assessment, Financial Insights (savings, DTI, net worth), Connect with lender partners

**In-app purchases:** none


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is LoanReady free?

LoanReady is free to download, with no in-app purchases.

### Which has better reviews, LendingTree or LoanReady?

LoanReady is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while LoanReady averages 5.0 from 3 ratings.

### Do LendingTree or LoanReady have ads?

LoanReady shows ads; LendingTree does not.

### Which is updated more often, LendingTree or LoanReady?

LendingTree ships an update fortnightly, and LoanReady monthly. Most recently, LendingTree was updated on November 14, 2026 and LoanReady on November 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*