# LendingTree vs Savvy Expense

LendingTree and Savvy Expense are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 25, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | LendingTree | Savvy Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews)** | — |
| Number of ratings | **38K** | — |
| Positive reviews | 50.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 20 MB |
| Requires iOS | 17.5 | **17.2** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [Cris Rene Denopol](https://appshunter.io/developer/1693576445) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### Savvy Expense

[App page](https://appshunter.io/ios/app/savvy-expense/id6450506125)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is Savvy Expense free?

Savvy Expense is free to download, with no in-app purchases.

### Do LendingTree or Savvy Expense have ads?

Neither LendingTree nor Savvy Expense shows ads.

### Which is updated more often, LendingTree or Savvy Expense?

LendingTree ships an update fortnightly, and Savvy Expense fortnightly. Most recently, LendingTree was updated on October 25, 2026 and Savvy Expense on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*