# LendingTree vs AM

The clearest difference is update cadence: LendingTree at fortnightly against AM's every 4 months. AM's advantage is iOS requirement (14.0 vs 17.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LendingTree ships an update fortnightly, AM every 4 months. The most recent releases landed on October 28, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | LendingTree | AM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews)** | — |
| Number of ratings | **38K** | — |
| Positive reviews | 50.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 16 MB |
| Requires iOS | 17.5 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [Expersoft Systems AG](https://appshunter.io/developer/977671667) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### AM

[App page](https://appshunter.io/ios/app/am-one-mobile/id6738284025)

**In-app purchases:** none


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is AM free?

AM is free to download, with no in-app purchases.

### Do LendingTree or AM have ads?

Neither LendingTree nor AM shows ads.

### Which is updated more often, LendingTree or AM?

LendingTree ships an update fortnightly, and AM every 4 months. Most recently, LendingTree was updated on October 28, 2026 and AM on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*