# LendingTree vs InsureMe

LendingTree and InsureMe both sit at 4.8 stars, but that hides the real split: 100% of InsureMe's written reviews are positive against 50% of LendingTree's. InsureMe also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 17.5). LendingTree's advantage is ratings volume (38K vs 2). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InsureMe holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of LendingTree's written reviews are positive against 100% of InsureMe's.

LendingTree ships an update fortnightly, InsureMe every 11 days. The most recent releases landed on October 22, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | LendingTree | InsureMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/insureme/id6744936030/reviews)** |
| Number of ratings | **38K** | 2 |
| Positive reviews | 50.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 11 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 59 MB | 95 MB |
| Requires iOS | 17.5 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [InsureMe](https://appshunter.io/developer/1799136579) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### InsureMe

[App page](https://appshunter.io/ios/app/insureme/id6744936030)

Easily compare and enroll in various insurance plans, including health, home, and auto, from over 100 carriers. Get personalized recommendations and access your coverage details 24/7.

**Highlights:** Compare insurance plans from 100+ carriers, Shop for health, home, auto, and pet insurance, Enroll in coverage directly through the app, Access coverage details 24/7, Get help from insurance advisors, Manage account details and family members

**In-app purchases:** none


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is InsureMe free?

InsureMe is free to download, with no in-app purchases.

### Which has better reviews, LendingTree or InsureMe?

InsureMe is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while InsureMe averages 5.0 from 2 ratings.

### Do LendingTree or InsureMe have ads?

Neither LendingTree nor InsureMe shows ads.

### Which is updated more often, LendingTree or InsureMe?

LendingTree ships an update fortnightly, and InsureMe every 11 days. Most recently, LendingTree was updated on October 22, 2026 and InsureMe on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*