# LendingTree vs Budget Expense

The clearest difference is in-app purchases: LendingTree at none against Budget Expense's 3. LendingTree also leads on update cadence (fortnightly vs every 6 months) and iOS requirement (17.5 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. Budget Expense sells 3 in-app purchases, starting at $3.99 per month. LendingTree asks for nothing beyond the download.

LendingTree ships an update fortnightly, Budget Expense every 6 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | LendingTree | Budget Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews)** | — |
| Number of ratings | **38K** | — |
| Positive reviews | 50.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 11 MB |
| Requires iOS | **17.5** | 26.2 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [Le Nguyen](https://appshunter.io/developer/1871997463) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### Budget Expense

[App page](https://appshunter.io/ios/app/budget-expense-receipt-log/id6759768402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Pro Monthly | $3.99 | per month |
| Budget Pro Yearly | $29.99 | per year |
| Budget Pro Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is Budget Expense free?

Budget Expense is free to download, with in-app purchases available.

### Do LendingTree or Budget Expense have ads?

Neither LendingTree nor Budget Expense shows ads.

### Which is updated more often, LendingTree or Budget Expense?

LendingTree ships an update fortnightly, and Budget Expense every 6 months. Most recently, LendingTree was updated on October 29, 2026 and Budget Expense on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*