# LendingTree vs TipGeek

The clearest difference is in-app purchases: LendingTree at none against TipGeek's 2. LendingTree also leads on ratings volume (38K vs 1). TipGeek's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. TipGeek sells 2 in-app purchases, starting at $1.99 per month. LendingTree asks for nothing beyond the download.

TipGeek holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | LendingTree | TipGeek |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tipgeek/id6779338197/reviews)** |
| Number of ratings | **38K** | 1 |
| Positive reviews | 50.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 59 MB | 6 MB |
| Requires iOS | 17.5 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [LendingTree](https://appshunter.io/developer/351438624) | [Olivas Labs LLC](https://appshunter.io/developer/6779338199) |

## What reviewers say

### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


### TipGeek

[App page](https://appshunter.io/ios/app/tipgeek/id6779338197)

Easily track tips, shifts, and paychecks for service industry workers. Set income goals, view detailed breakdowns, and export your earnings history for tax season. Secure cloud sync ensures your data is always backed up and accessible.

**Highlights:** Track tips, shifts, and paychecks, Set and monitor income goals, View income breakdowns and averages, Export earnings history as CSV, Secure cloud synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TipGeek Pro | $1.99 | per month |
| TipGeek Pro | $11.99 | per year |


## Frequently asked questions

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Is TipGeek free?

TipGeek is free to download, with in-app purchases available.

### Which has better reviews, LendingTree or TipGeek?

TipGeek is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while TipGeek averages 5.0 from 1 ratings.

### Do LendingTree or TipGeek have ads?

Neither LendingTree nor TipGeek shows ads.

### Which is updated more often, LendingTree or TipGeek?

LendingTree ships an update fortnightly, and TipGeek fortnightly. Most recently, LendingTree was updated on October 15, 2026 and TipGeek on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*