# Spayd vs マルチ決済

The clearest difference is iOS requirement: マルチ決済 at 9.3 against Spayd's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spayd ships an update every 3 months, マルチ決済 every 2 months. The most recent releases landed on October 26, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Spayd | マルチ決済 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Size | 22 MB | 9 MB |
| Requires iOS | 17.0 | **9.3** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [USEN FinTech Co., Ltd.](https://appshunter.io/developer/373240974) | [Billing System Corporation](https://appshunter.io/developer/1137496816) |

## What reviewers say

### Spayd

[App page](https://appshunter.io/ios/app/spayd/id958041637)

**In-app purchases:** none


### マルチ決済

[App page](https://appshunter.io/ios/app/id1137496817)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spayd free?

Spayd is free to download, with no in-app purchases.

### Is マルチ決済 free?

マルチ決済 is free to download, with no in-app purchases.

### Do Spayd or マルチ決済 have ads?

Neither Spayd nor マルチ決済 shows ads.

### Which is updated more often, Spayd or マルチ決済?

Spayd ships an update every 3 months, and マルチ決済 every 2 months. Most recently, Spayd was updated on October 26, 2026 and マルチ決済 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*