# Credz vs NetzOn

The clearest difference is update cadence: Credz at fortnightly against NetzOn's every 18 months. NetzOn's advantage is iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Credz ships an update fortnightly, NetzOn every 18 months. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Credz | NetzOn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (32 ratings)](https://appshunter.io/ios/app/credz-app/id959530961/reviews)** | — |
| Number of ratings | **32** | — |
| Positive reviews | 13.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 18 months |
| Monetization | Free | — |
| Size | 90 MB | 13 MB |
| Requires iOS | 15.1 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DmCard](https://appshunter.io/developer/1160316618) | [Rafael Souza](https://appshunter.io/developer/1518016420) |

## What reviewers say

### Credz

[App page](https://appshunter.io/ios/app/credz-app/id959530961)

Manage your Credz credit card, view purchase history, and check loyalty points. Pay bills, top up mobile phones, and access exclusive discounts and promotions through the loyalty program.

**Highlights:** View credit card limit, password, and balance, Track purchase history, Consult and pay bills, Make phone and service recharges, Access exclusive discounts and promotions, Earn and redeem loyalty points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NetzOn

[App page](https://appshunter.io/ios/app/netzon/id1518016421)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Credz free?

Credz is free to download, with no in-app purchases.

### Is NetzOn free?

NetzOn is free to download, with no in-app purchases.

### Do Credz or NetzOn have ads?

Neither Credz nor NetzOn shows ads.

### Which is updated more often, Credz or NetzOn?

Credz ships an update fortnightly, and NetzOn every 18 months. Most recently, Credz was updated on October 7, 2026 and NetzOn on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*