# Credz vs Unicred Visa

The clearest difference is rating: Unicred Visa at 4.9 against Credz's 4.5. Unicred Visa also leads on review sentiment (36% vs 14%) and ratings volume (186 vs 32). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Unicred Visa holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Unicred Visa has 186 ratings behind it against 32, so its average is the more settled of the two. Written reviews point the same way: 14% of Credz's written reviews are positive against 36% of Unicred Visa's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Credz | Unicred Visa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (32 ratings)](https://appshunter.io/ios/app/credz-app/id959530961/reviews) | **[4.9 (186 ratings)](https://appshunter.io/ios/app/unicred-visa/id1520393411/reviews)** |
| Number of ratings | 32 | **186** |
| Positive reviews | 13.6% of reviews | **36.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 90 MB | 500 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | +4 |
| Developer | [DmCard](https://appshunter.io/developer/1160316618) | [Unicred do Brasil](https://appshunter.io/developer/955807455) |

## What reviewers say

### Credz

[App page](https://appshunter.io/ios/app/credz-app/id959530961)

Manage your Credz credit card, view purchase history, and check loyalty points. Pay bills, top up mobile phones, and access exclusive discounts and promotions through the loyalty program.

**Highlights:** View credit card limit, password, and balance, Track purchase history, Consult and pay bills, Make phone and service recharges, Access exclusive discounts and promotions, Earn and redeem loyalty points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Unicred Visa

[App page](https://appshunter.io/ios/app/unicred-visa/id1520393411)

Manage your Unicred Visa cards with ease. Access your statements, generate payment slips, and track purchases in real-time. Securely create virtual cards for online shopping and add your card to digital wallets for contactless payments.

**Highlights:** Card unlocking and activation, Statement generation and payment, Real-time purchase history, Virtual card creation, Digital wallet integration, Travel notifications, Card blocking and recovery

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Credz free?

Credz is free to download, with no in-app purchases.

### Is Unicred Visa free?

Unicred Visa is free to download, with no in-app purchases.

### Which has better reviews, Credz or Unicred Visa?

Unicred Visa is rated higher. Credz averages 4.5 out of 5 from 32 ratings, while Unicred Visa averages 4.9 from 186 ratings.

### Do Credz or Unicred Visa have ads?

Neither Credz nor Unicred Visa shows ads.

### Which is updated more often, Credz or Unicred Visa?

Credz ships an update fortnightly, and Unicred Visa fortnightly. Most recently, Credz was updated on November 1, 2026 and Unicred Visa on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*