# Credz vs Coopera

The clearest difference is review sentiment: Coopera at 46% against Credz's 14%. Coopera also leads on rating (4.9 vs 4.5) and ratings volume (122 vs 32). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Coopera holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 32 and 122 respectively. Written reviews point the same way: 14% of Credz's written reviews are positive against 46% of Coopera's.

Credz ships an update fortnightly, Coopera every 11 days. The most recent releases landed on September 19, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Credz | Coopera |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (32 ratings)](https://appshunter.io/ios/app/credz-app/id959530961/reviews) | **[4.9 (122 ratings)](https://appshunter.io/ios/app/coopera/id1522048091/reviews)** |
| Number of ratings | 32 | **122** |
| Positive reviews | 13.6% of reviews | **46.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 11 days** |
| Monetization | Free | Free |
| Size | 90 MB | 94 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DmCard](https://appshunter.io/developer/1160316618) | [Sicoob](https://appshunter.io/developer/416696409) |

## What reviewers say

### Credz

[App page](https://appshunter.io/ios/app/credz-app/id959530961)

Manage your Credz credit card, view purchase history, and check loyalty points. Pay bills, top up mobile phones, and access exclusive discounts and promotions through the loyalty program.

**Highlights:** View credit card limit, password, and balance, Track purchase history, Consult and pay bills, Make phone and service recharges, Access exclusive discounts and promotions, Earn and redeem loyalty points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Coopera

[App page](https://appshunter.io/ios/app/coopera/id1522048091)

This app combines a marketplace and loyalty program, offering over 200,000 products across 30+ categories. Users can purchase travel experiences, entertainment, and donate, paying with points, cash, or a combination.

**Highlights:** Loyalty program integration, 200,000+ products, 30+ product categories, Travel experience purchases, Entertainment options, Pay with points or cash

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credz free?

Credz is free to download, with no in-app purchases.

### Is Coopera free?

Coopera is free to download, with no in-app purchases.

### Which has better reviews, Credz or Coopera?

Coopera is rated higher. Credz averages 4.5 out of 5 from 32 ratings, while Coopera averages 4.9 from 122 ratings.

### Do Credz or Coopera have ads?

Neither Credz nor Coopera shows ads.

### Which is updated more often, Credz or Coopera?

Credz ships an update fortnightly, and Coopera every 11 days. Most recently, Credz was updated on September 19, 2026 and Coopera on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*