# Credz vs One Card Multi

The clearest difference is review sentiment: One Card Multi at 100% against Credz's 14%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 21, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Credz | One Card Multi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (32 ratings)](https://appshunter.io/ios/app/credz-app/id959530961/reviews)** | — |
| Number of ratings | **32** | — |
| Positive reviews | 13.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 90 MB | 36 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DmCard](https://appshunter.io/developer/1160316618) | [Incentive SA](https://appshunter.io/developer/1884094542) |

## What reviewers say

### Credz

[App page](https://appshunter.io/ios/app/credz-app/id959530961)

Manage your Credz credit card, view purchase history, and check loyalty points. Pay bills, top up mobile phones, and access exclusive discounts and promotions through the loyalty program.

**Highlights:** View credit card limit, password, and balance, Track purchase history, Consult and pay bills, Make phone and service recharges, Access exclusive discounts and promotions, Earn and redeem loyalty points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### One Card Multi

[App page](https://appshunter.io/ios/app/one-card-multi/id6741863404)

Manage multiple loyalty and benefits cards from various companies in one place. Access your cards digitally and simplify your shopping experience.

**Highlights:** Consolidate loyalty cards, Digital card access, Simplify shopping, Multi-benefit management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credz free?

Credz is free to download, with no in-app purchases.

### Is One Card Multi free?

One Card Multi is free to download, with no in-app purchases.

### Do Credz or One Card Multi have ads?

Neither Credz nor One Card Multi shows ads.

### Which is updated more often, Credz or One Card Multi?

Credz ships an update fortnightly, and One Card Multi fortnightly. Most recently, Credz was updated on October 21, 2026 and One Card Multi on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*