# Payra vs Loose Chat

The clearest difference is rating: Payra at 5.0 against Loose Chat's 2.3. Payra also leads on in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume, update cadence and device support there is nothing between them.

Both are free to download. Loose Chat sells 1 one-off in-app purchase. Payra asks for nothing beyond the download.

Payra holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 4 and 3 respectively.

Payra ships an update every 3 months, Loose Chat every 7 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Payra | Loose Chat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/payra/id959815058/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/loose-chat/id1331966002/reviews) |
| Number of ratings | **4** | 3 |
| Positive reviews | — | 25.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 7 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 10 MB | 23 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CSL Software Resources Ltd.](https://appshunter.io/developer/959815057) | [Kosei Suzuki](https://appshunter.io/developer/319693641) |

## What reviewers say

### Payra

[App page](https://appshunter.io/ios/app/payra/id959815058)

This app provides Rotary District 64 or 65 members with an online directory. It allows members to easily contact each other, view club meeting schedules and locations, and see who has birthdays or anniversaries today. Members can also update their profiles and search for others by name or blood group.

**Highlights:** Online member directory, Direct calling, emailing, SMS, Save contacts to phone book, Club meeting schedules and locations, Birthday and anniversary notifications, Wild search by name and blood group, Profile photo updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loose Chat

[App page](https://appshunter.io/ios/app/loose-chat/id1331966002)

This app offers a secure messaging experience for one-on-one conversations. It allows for quick replies, handwritten messages, and widget support, ensuring a relaxed and private chat environment without connecting with strangers.

**Highlights:** Fast start, Easy reply, Handwritten messages, Handwritten stamps, Widget support, No stranger connections

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads. | $0.99 | one-time |


## Frequently asked questions

### Is Payra free?

Payra is free to download, with no in-app purchases.

### Is Loose Chat free?

Loose Chat is free to download, with in-app purchases available.

### Which has better reviews, Payra or Loose Chat?

Payra is rated higher. Payra averages 5.0 out of 5 from 4 ratings, while Loose Chat averages 2.3 from 3 ratings.

### Do Payra or Loose Chat have ads?

Loose Chat shows ads; Payra does not.

### Which is updated more often, Payra or Loose Chat?

Payra ships an update every 3 months, and Loose Chat every 7 months. Most recently, Payra was updated on November 1, 2026 and Loose Chat on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*