# FirstReport vs Co

The clearest difference is monetization model: Co at free against FirstReport's subscription. Co also leads on update cadence (every 6 weeks vs every 6 months) and review sentiment (18% vs 7%). FirstReport's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstReport ships an update every 6 months, Co every 6 weeks. The most recent releases landed on October 16, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | FirstReport | Co |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 7.1% of reviews | **17.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | Subscription | **Free** |
| Size | 1 MB | 51 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sigma Loyalty Group](https://appshunter.io/developer/1210159321) | [The Co-operators Group Limited](https://appshunter.io/developer/392708561) |

## What reviewers say

### FirstReport

[App page](https://appshunter.io/ios/app/firstreport/id960129659)

Access your identity and credit monitoring services on the go. Monitor personal data, report lost cards instantly, and view credit reports and scores. Features vary by subscription plan.

**Highlights:** Identity protection features, One-touch reporting of lost/stolen cards, Add data elements for monitoring, View monitoring alerts, Access credit reports and scores, Mobile access to services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Co

[App page](https://appshunter.io/ios/app/co-operators-online-services/id1203319537)

Access your insurance policy details, including auto liability slips and home/auto coverage. Easily make claims or payments for personal home, auto, farm, and business policies. Find contact information for your policies and Co-operators.

**Highlights:** View auto insurance liability slips, Sign in with Touch ID, Face ID, or PIN, Make claims for home, auto, farm, and business, View policy details and coverage, Make payments, Find contact information

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FirstReport free?

FirstReport is free to download, with no in-app purchases.

### Is Co free?

Co is free to download, with no in-app purchases.

### Do FirstReport or Co have ads?

Neither FirstReport nor Co shows ads.

### Which is updated more often, FirstReport or Co?

FirstReport ships an update every 6 months, and Co every 6 weeks. Most recently, FirstReport was updated on October 16, 2026 and Co on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*