# FirstReport vs FundsDirect

The clearest difference is update cadence: FirstReport at every 6 months against FundsDirect's every 42 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstReport ships an update every 6 months, FundsDirect every 42 months. The most recent releases landed on September 30, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | FirstReport | FundsDirect |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 7.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 months** | Every 42 months |
| Monetization | Subscription | — |
| Size | 1 MB | 30 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sigma Loyalty Group](https://appshunter.io/developer/1210159321) | [VieFUND](https://appshunter.io/developer/1434571245) |

## What reviewers say

### FirstReport

[App page](https://appshunter.io/ios/app/firstreport/id960129659)

Access your identity and credit monitoring services on the go. Monitor personal data, report lost cards instantly, and view credit reports and scores. Features vary by subscription plan.

**Highlights:** Identity protection features, One-touch reporting of lost/stolen cards, Add data elements for monitoring, View monitoring alerts, Access credit reports and scores, Mobile access to services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FundsDirect

[App page](https://appshunter.io/ios/app/fundsdirect/id1456277968)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FirstReport free?

FirstReport is free to download, with no in-app purchases.

### Is FundsDirect free?

FundsDirect is free to download, with no in-app purchases.

### Do FirstReport or FundsDirect have ads?

Neither FirstReport nor FundsDirect shows ads.

### Which is updated more often, FirstReport or FundsDirect?

FirstReport ships an update every 6 months, and FundsDirect every 42 months. Most recently, FirstReport was updated on September 30, 2026 and FundsDirect on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*