# ASOFLORIDA vs Instacredit

The clearest difference is rating: ASOFLORIDA at 5.0 against Instacredit's 1.8. ASOFLORIDA also leads on iOS requirement (7.0 vs 15.1). Instacredit's advantage is update cadence (monthly vs every 10 months) and ratings volume (4 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ASOFLORIDA holds the better App Store score, 5.0 against 1.8. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

ASOFLORIDA ships an update every 10 months, Instacredit monthly. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | ASOFLORIDA | Instacredit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/asoflorida/id960707120/reviews)** | [1.8 (4 ratings)](https://appshunter.io/ios/app/instacredit/id1524352956/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Monthly** |
| Monetization | Free | Free |
| Size | 21 MB | 37 MB |
| Requires iOS | **7.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [QUARZO INNOVACIÓN](https://appshunter.io/developer/901492934) | [INSTACREDIT S.A.](https://appshunter.io/developer/1565606366) |

## What reviewers say

### ASOFLORIDA

[App page](https://appshunter.io/ios/app/asoflorida/id960707120)

This mobile application allows financial entity members to access real-time information about their accounts, loans, and credit. It provides options for calculating loan installments and will soon offer credit management and utility bill payments.

**Highlights:** Real-time account balance inquiries, Loan and savings installment details, Credit availability checks, New credit loan installment calculation, Future credit management, Future utility bill payments

**In-app purchases:** none


### Instacredit

[App page](https://appshunter.io/ios/app/instacredit/id1524352956)

This financial app allows users to quickly and securely manage loans, pay bills, and access financial education. It offers flexible loan terms and transparent fee structures, with features varying by region.

**Highlights:** Loan applications and management, Bill payments and phone top-ups, Digital wallet for transfers (Costa Rica), Balance and transaction inquiries, Branch and payment point locator, Financial education system

**In-app purchases:** none


## Frequently asked questions

### Is ASOFLORIDA free?

ASOFLORIDA is free to download, with no in-app purchases.

### Is Instacredit free?

Instacredit is free to download, with no in-app purchases.

### Which has better reviews, ASOFLORIDA or Instacredit?

ASOFLORIDA is rated higher. ASOFLORIDA averages 5.0 out of 5 from 1 ratings, while Instacredit averages 1.8 from 4 ratings.

### Do ASOFLORIDA or Instacredit have ads?

Neither ASOFLORIDA nor Instacredit shows ads.

### Which is updated more often, ASOFLORIDA or Instacredit?

ASOFLORIDA ships an update every 10 months, and Instacredit monthly. Most recently, ASOFLORIDA was updated on October 14, 2026 and Instacredit on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*