# Cornerstone Bank Personal vs betterstate

Cornerstone Bank Personal and betterstate both sit at 4.8 stars, but that hides the real split: 100% of betterstate's written reviews are positive against 60% of Cornerstone Bank Personal's. betterstate also leads on update cadence (monthly vs every 4 months) and monetization model (ad-supported vs free with in-app purchases). Cornerstone Bank Personal's advantage is ratings volume (669 vs 125) and iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Cornerstone Bank Personal against 4.7 for betterstate. That said, the two scores are not equally well evidenced: Cornerstone Bank Personal has 669 ratings behind it against 125, so its average is the more settled of the two. Written reviews are what separate them: 60% of Cornerstone Bank Personal's written reviews are positive against 100% of betterstate's.

Cornerstone Bank Personal ships an update every 4 months, betterstate monthly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Cornerstone Bank Personal | betterstate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (669 ratings)](https://appshunter.io/ios/app/cornerstone-bank-personal/id960752389/reviews)** | [4.7 (125 ratings)](https://appshunter.io/ios/app/betterstate/id6736919814/reviews) |
| Number of ratings | **669** | 125 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 100 MB | 200 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cornerstone Bank (U.S.)](https://appshunter.io/developer/960752388) | [Union State Bank of Hazen](https://appshunter.io/developer/1140523078) |

## What reviewers say

### Cornerstone Bank Personal

[App page](https://appshunter.io/ios/app/cornerstone-bank-personal/id960752389)

Manage your finances conveniently and securely from your mobile device. Access your accounts 24/7 for fast and free banking services anytime, anywhere.

**Highlights:** 24/7 banking access, Secure transactions, Free to use, Account management, Mobile convenience

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### betterstate

[App page](https://appshunter.io/ios/app/betterstate/id6736919814)

Manage your money with this secure financial tool. Set up balance alerts, make payments, transfer funds, and deposit checks by photo. Access monthly statements and locate nearby branches or ATMs.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, Find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Cornerstone Bank Personal free?

Cornerstone Bank Personal is free to download, with no in-app purchases.

### Is betterstate free?

betterstate is free to download, with no in-app purchases.

### Which has better reviews, Cornerstone Bank Personal or betterstate?

Cornerstone Bank Personal is rated higher. Cornerstone Bank Personal averages 4.8 out of 5 from 669 ratings, while betterstate averages 4.7 from 125 ratings.

### Do Cornerstone Bank Personal or betterstate have ads?

Neither Cornerstone Bank Personal nor betterstate shows ads.

### Which is updated more often, Cornerstone Bank Personal or betterstate?

Cornerstone Bank Personal ships an update every 4 months, and betterstate monthly. Most recently, Cornerstone Bank Personal was updated on November 1, 2026 and betterstate on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*