# JSFCU Mobile Banking vs Metro Bank Authenticator

The clearest difference is review sentiment: JSFCU Mobile Banking at 40% against Metro Bank Authenticator's 0%. JSFCU Mobile Banking also leads on update cadence (monthly vs every 12 months). Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JSFCU Mobile Banking ships an update monthly, Metro Bank Authenticator every 12 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | JSFCU Mobile Banking | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2K ratings)](https://appshunter.io/ios/app/jsfcu-mobile-banking/id960830497/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | **40.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 12 months |
| Monetization | Free | Free |
| Size | 196 MB | 12 MB |
| Requires iOS | 18.4 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jersey Shore Federal Credit Union](https://appshunter.io/developer/751791001) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### JSFCU Mobile Banking

[App page](https://appshunter.io/ios/app/jsfcu-mobile-banking/id960830497)

Manage all your financial accounts, including those from other institutions, in one place. Track balances, view transactions, and get reminders for upcoming bills. Enhance your financial organization with custom tags and notes.

**Highlights:** Multi-account aggregation, Bill discovery and reminders, Customizable alerts and notifications, Transaction tagging and notes, ATM and branch locator, Bank-level security

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 💡 Convenient online banking
- 🚀 Easy to use

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Compatibility problems
- 🐛 Balance update issues
- 🐛 Deposit processing delays

**Reported bugs**

- Cannot log out of the app
- App requires iOS update to function

**Requested features**

- Zelle integration
- Improved bill payment experience
- Detailed transaction history and balance information


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JSFCU Mobile Banking free?

JSFCU Mobile Banking is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do JSFCU Mobile Banking or Metro Bank Authenticator have ads?

Neither JSFCU Mobile Banking nor Metro Bank Authenticator shows ads.

### Which is updated more often, JSFCU Mobile Banking or Metro Bank Authenticator?

JSFCU Mobile Banking ships an update monthly, and Metro Bank Authenticator every 12 months. Most recently, JSFCU Mobile Banking was updated on November 11, 2026 and Metro Bank Authenticator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
