# Evenly vs Payback Balance Tracker

The clearest difference is rating: Evenly at 4.9 against Payback Balance Tracker's 3.7. Evenly also leads on ratings volume (80 vs 10). Payback Balance Tracker's advantage is update cadence (every 9 days vs every 3 weeks) and iOS requirement (12.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Evenly holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Evenly has 80 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 43% of Evenly's written reviews are positive against 50% of Payback Balance Tracker's, so the app with the better star average is not the one people write more warmly about.

Evenly ships an update every 3 weeks, Payback Balance Tracker every 9 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Evenly | Payback Balance Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (80 ratings)](https://appshunter.io/ios/app/evenly-lend-and-never-forget/id961823930/reviews)** | [3.7 (10 ratings)](https://appshunter.io/ios/app/payback-balance-tracker/id1551505456/reviews) |
| Number of ratings | **80** | 10 |
| Positive reviews | 42.9% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 30 MB | 43 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Oleksii Nezhyborets](https://appshunter.io/developer/961823929) | [Matthew Brennan](https://appshunter.io/developer/1463254680) |

## What reviewers say

### Evenly

[App page](https://appshunter.io/ios/app/evenly-lend-and-never-forget/id961823930)

Easily track money lent to and borrowed from friends. This app synchronizes loan history across devices, ensuring no transaction is forgotten. It features automatic reflection of loans for both parties and convenient push notifications.

**Highlights:** Track loans and borrowings, Sync history with friends, Lend to contacts, Push notifications, Built-in calculator

**Features:** macOS Compatibility

**In-app purchases:** none


### Payback Balance Tracker

[App page](https://appshunter.io/ios/app/payback-balance-tracker/id1551505456)

Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.

**Highlights:** Track balances between friends, Log what you owe others, Log what others owe you, Simplifies shared expenses, No real money exchange needed

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Evenly free?

Evenly is free to download, with no in-app purchases.

### Is Payback Balance Tracker free?

Payback Balance Tracker is free to download, with no in-app purchases.

### Which has better reviews, Evenly or Payback Balance Tracker?

Evenly is rated higher. Evenly averages 4.9 out of 5 from 80 ratings, while Payback Balance Tracker averages 3.7 from 10 ratings.

### Do Evenly or Payback Balance Tracker have ads?

Neither Evenly nor Payback Balance Tracker shows ads.

### Which is updated more often, Evenly or Payback Balance Tracker?

Evenly ships an update every 3 weeks, and Payback Balance Tracker every 9 days. Most recently, Evenly was updated on November 1, 2026 and Payback Balance Tracker on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*