# NJ Financial Tools vs Txnbook

The clearest difference is update cadence: Txnbook at every 2 months against NJ Financial Tools's every 6 months. NJ Financial Tools's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NJ Financial Tools ships an update every 6 months, Txnbook every 2 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NJ Financial Tools | Txnbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/txnbook/id6535685642/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 14 MB | 47 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NJ Technologies](https://appshunter.io/developer/592382047) | [Abrar Saeed](https://appshunter.io/developer/1756914797) |

## What reviewers say

### NJ Financial Tools

[App page](https://appshunter.io/ios/app/nj-financial-tools/id961925848)

This app provides financial tools and calculators to help users make informed investment decisions. It offers detailed fund facts, SIP return calculations, and information on tax savings through ELSS investments.

**Highlights:** Fund facts and scheme overview, SIP return calculations, Cost of delaying SIP, ELSS tax savings information, Mutual fund scheme performance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Txnbook

[App page](https://appshunter.io/ios/app/txnbook/id6535685642)

Manage, track, and analyze your financial health with ease. This app transforms your financial data into insights and forecasts, empowering informed decisions. Simplify budgeting and secure your financial future.

**Highlights:** Financial health management, Expense and income tracking, Financial insights and forecasts, Budgeting simplification, Financial future security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NJ Financial Tools free?

NJ Financial Tools is free to download, with no in-app purchases.

### Is Txnbook free?

Txnbook is free to download, with no in-app purchases.

### Do NJ Financial Tools or Txnbook have ads?

Neither NJ Financial Tools nor Txnbook shows ads.

### Which is updated more often, NJ Financial Tools or Txnbook?

NJ Financial Tools ships an update every 6 months, and Txnbook every 2 months. Most recently, NJ Financial Tools was updated on November 1, 2026 and Txnbook on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*