# NJ Financial Tools vs Vestfolio

The clearest difference is in-app purchases: NJ Financial Tools at none against Vestfolio's 2. NJ Financial Tools also leads on device support (3 vs 1) and iOS requirement (11.0 vs 17.0). Vestfolio's advantage is update cadence (every 3 days vs every 6 months). On price and ads there is nothing between them.

Both are free to download. Vestfolio sells 2 in-app purchases, starting at $7.99 per month. NJ Financial Tools asks for nothing beyond the download.

NJ Financial Tools ships an update every 6 months, Vestfolio every 3 days. The most recent releases landed on October 10, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | NJ Financial Tools | Vestfolio |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 14 MB | 10 MB |
| Requires iOS | **11.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NJ Technologies](https://appshunter.io/developer/592382047) | [Ryan Duffy](https://appshunter.io/developer/6791655988) |

## What reviewers say

### NJ Financial Tools

[App page](https://appshunter.io/ios/app/nj-financial-tools/id961925848)

This app provides financial tools and calculators to help users make informed investment decisions. It offers detailed fund facts, SIP return calculations, and information on tax savings through ELSS investments.

**Highlights:** Fund facts and scheme overview, SIP return calculations, Cost of delaying SIP, ELSS tax savings information, Mutual fund scheme performance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Vestfolio

[App page](https://appshunter.io/ios/app/vestfolio-equity-tracker/id6798042643)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $7.99 | per month |
| Annual | $49.99 | per year |


## Frequently asked questions

### Is NJ Financial Tools free?

NJ Financial Tools is free to download, with no in-app purchases.

### Is Vestfolio free?

Vestfolio is free to download, with in-app purchases available.

### Do NJ Financial Tools or Vestfolio have ads?

Neither NJ Financial Tools nor Vestfolio shows ads.

### Which is updated more often, NJ Financial Tools or Vestfolio?

NJ Financial Tools ships an update every 6 months, and Vestfolio every 3 days. Most recently, NJ Financial Tools was updated on October 10, 2026 and Vestfolio on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*