# OnTheGo Pay vs INSTO Tap

The clearest difference is update cadence: INSTO Tap at every 2 weeks against OnTheGo Pay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnTheGo Pay ships an update monthly, INSTO Tap every 2 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | OnTheGo Pay | INSTO Tap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/onthego-pay/id962134003/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 40 MB | 43 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NICUSA LLC](https://appshunter.io/developer/300351030) | [INSTO, LLC](https://appshunter.io/developer/1829346219) |

## What reviewers say

### OnTheGo Pay

[App page](https://appshunter.io/ios/app/onthego-pay/id962134003)

Securely accept credit card payments anywhere with this PCI-compliant solution designed for government agencies. It supports major card types, offers optional email receipts, and allows for digital signatures. The app functions even without an internet connection, storing transactions for later processing.

**Highlights:** Accept Visa, MasterCard, Discover, American Express, PCI-compliant payment processing, Offline transaction storage, Digital signature capture, Optional email receipts, Transaction lookup and export, Partial and full refunds

**Features:** macOS Compatibility

**In-app purchases:** none


### INSTO Tap

[App page](https://appshunter.io/ios/app/insto-tap/id6478006896)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OnTheGo Pay free?

OnTheGo Pay is free to download, with no in-app purchases.

### Is INSTO Tap free?

INSTO Tap is free to download, with no in-app purchases.

### Do OnTheGo Pay or INSTO Tap have ads?

Neither OnTheGo Pay nor INSTO Tap shows ads.

### Which is updated more often, OnTheGo Pay or INSTO Tap?

OnTheGo Pay ships an update monthly, and INSTO Tap every 2 weeks. Most recently, OnTheGo Pay was updated on November 1, 2026 and INSTO Tap on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*