# TENGO App vs Ginny

The clearest difference is rating: Ginny at 1.7 against TENGO App's 1.0. Ginny also leads on ratings volume (3 vs 1) and iOS requirement (9.0 vs 16.0). TENGO App's advantage is review sentiment (36% vs 0%) and update cadence (monthly vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ginny holds the better App Store score, 1.7 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews complicate that: 36% of TENGO App's written reviews are positive against 0% of Ginny's, so the app with the better star average is not the one people write more warmly about.

TENGO App ships an update monthly, Ginny every 7 months. The most recent releases landed on October 3, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | TENGO App | Ginny |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/tengo-app/id962381914/reviews) | **[1.7 (3 ratings)](https://appshunter.io/ios/app/ginny/id1464547983/reviews)** |
| Number of ratings | 1 | **3** |
| Positive reviews | **36.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 7 months |
| Monetization | Free | Free |
| Size | 81 MB | 21 MB |
| Requires iOS | 16.0 | **9.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [ASTRA Honduras](https://appshunter.io/developer/962381913) | [MCTEKK SRL](https://appshunter.io/developer/1126428900) |

## What reviewers say

### TENGO App

[App page](https://appshunter.io/ios/app/tengo-app/id962381914)

This app allows you to make purchases using QR codes, eliminating the need for cash. It rewards you with loyalty points for your transactions and offers easy ways to withdraw money without a card. You can also send and request money from contacts domestically and internationally.

**Highlights:** QR code payments, Earn loyalty points (Coins), Cardless cash withdrawals, Send and request money, International money transfers, Load money via cash or cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ginny

[App page](https://appshunter.io/ios/app/ginny/id1464547983)

This app helps you manage your credit cards and budgets automatically. It tracks your spending in real-time by processing bank notifications sent to your email, updating your monthly budget instantly.

**Highlights:** Automatic budget control, Manage multiple cards, Instant spending notifications, Real-time budget updates, Processes bank email notifications

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is TENGO App free?

TENGO App is free to download, with no in-app purchases.

### Is Ginny free?

Ginny is free to download, with no in-app purchases.

### Which has better reviews, TENGO App or Ginny?

Ginny is rated higher. TENGO App averages 1.0 out of 5 from 1 ratings, while Ginny averages 1.7 from 3 ratings.

### Do TENGO App or Ginny have ads?

Neither TENGO App nor Ginny shows ads.

### Which is updated more often, TENGO App or Ginny?

TENGO App ships an update monthly, and Ginny every 7 months. Most recently, TENGO App was updated on October 3, 2026 and Ginny on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*