# Cospender vs Splitkaro

The clearest difference is rating: Splitkaro at 4.9 against Cospender's 4.7. Cospender's advantage is device support (4 vs 1) and iOS requirement (8.2 vs 16.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Cospender sells 1 in-app purchase, starting at $4.99 per year and Splitkaro sells 10 in-app purchases, starting at $2.00 per month. Whichever you choose, the download price is not the number that matters.

Splitkaro holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 29 and 59 respectively. Written reviews split almost evenly too, at 79% and 78% positive.

Cospender ships an update every 3 weeks, Splitkaro every 6 weeks. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Cospender | Splitkaro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (29 ratings)](https://appshunter.io/ios/app/cospender-split-expenses/id962443495/reviews) | **[4.9 (59 ratings)](https://appshunter.io/ios/app/splitkaro-split-expenses/id1573115695/reviews)** |
| Number of ratings | 29 | **59** |
| Positive reviews | **79.0% of reviews** | 78.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 7 MB | 82 MB |
| Requires iOS | **8.2** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Stephan Bordera](https://appshunter.io/developer/424834018) | [Splitkaro Private Limited](https://appshunter.io/developer/1573115697) |

## What reviewers say

### Cospender

[App page](https://appshunter.io/ios/app/cospender-split-expenses/id962443495)

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

**Highlights:** Create expense groups, Invite members to share, Automatic debt calculation, Detailed expense graphs, Recurring expense setup, Apple Watch integration, Notification center widget

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cospender Premium One Year | $4.99 | per year |


### Splitkaro

[App page](https://appshunter.io/ios/app/splitkaro-split-expenses/id1573115695)

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

**Highlights:** Intelligent payment reminders, One-tap bill import from popular services, Item-wise bill splitting, Auto expense tracking via SMS, Group chat and money sharing, Graphs, charts, and analytics, Import balances from other apps

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.00 | per month |
| Monthly Subscription | $4.00 | per month |
| Splitkaro Subscription | $0.99 | one-time |
| Trail Plan | $1.00 | one-time |
| Monthly Plan | $4.00 | one-time |
| Quarterly Plan | $5.00 | one-time |
| Yearly Plan | $12.00 | one-time |
| Yearly Plan Onboard | $12.00 | one-time |
| Yearly Plan Day1 | $12.00 | one-time |
| Annual Premium Plan | $15.00 | one-time |


## Frequently asked questions

### Is Cospender free?

Cospender is free to download, with in-app purchases available.

### Is Splitkaro free?

Splitkaro is free to download, with in-app purchases available.

### Which has better reviews, Cospender or Splitkaro?

Splitkaro is rated higher. Cospender averages 4.7 out of 5 from 29 ratings, while Splitkaro averages 4.9 from 59 ratings.

### Do Cospender or Splitkaro have ads?

Neither Cospender nor Splitkaro shows ads.

### Which is updated more often, Cospender or Splitkaro?

Cospender ships an update every 3 weeks, and Splitkaro every 6 weeks. Most recently, Cospender was updated on October 10, 2026 and Splitkaro on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*