# Cospender vs SplitPal

The clearest difference is device support: Cospender at 4 against SplitPal's 2. Cospender also leads on iOS requirement (8.2 vs 16.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Cospender sells 1 in-app purchase, starting at $4.99 per year and SplitPal sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Cospender against 4.7 for SplitPal. Both are backed by a comparable volume of ratings — 29 and 21 respectively. Written reviews are what separate them: 79% of Cospender's written reviews are positive against 81% of SplitPal's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Cospender | SplitPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (29 ratings)](https://appshunter.io/ios/app/cospender-split-expenses/id962443495/reviews) | [4.7 (21 ratings)](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890/reviews) |
| Number of ratings | **29** | 21 |
| Positive reviews | 79.0% of reviews | **81.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 7 MB | 41 MB |
| Requires iOS | **8.2** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Stephan Bordera](https://appshunter.io/developer/424834018) | [Legendary Bytes LLC](https://appshunter.io/developer/1648014733) |

## What reviewers say

### Cospender

[App page](https://appshunter.io/ios/app/cospender-split-expenses/id962443495)

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

**Highlights:** Create expense groups, Invite members to share, Automatic debt calculation, Detailed expense graphs, Recurring expense setup, Apple Watch integration, Notification center widget

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cospender Premium One Year | $4.99 | per year |


### SplitPal

[App page](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890)

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

**Highlights:** No sign-up required, Receipt scanner with OCR, Group collaboration with shareable links, One-click Venmo payment integration, Even, uneven, and itemized expense splitting

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Frequently asked questions

### Is Cospender free?

Cospender is free to download, with in-app purchases available.

### Is SplitPal free?

SplitPal is free to download, with in-app purchases available.

### Which has better reviews, Cospender or SplitPal?

Cospender and SplitPal are both rated 4.7 out of 5 on the App Store, from 29 and 21 ratings respectively.

### Do Cospender or SplitPal have ads?

Neither Cospender nor SplitPal shows ads.

### Which is updated more often, Cospender or SplitPal?

Cospender ships an update every 3 weeks, and SplitPal every 3 weeks. Most recently, Cospender was updated on October 10, 2026 and SplitPal on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*