# Cospender vs SplitPal

The clearest difference is device support: Cospender at 4 against SplitPal's 2. Cospender also leads on iOS requirement (8.2 vs 16.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Cospender sells 1 in-app purchase, starting at $6.99 per year and SplitPal sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Cospender against 4.7 for SplitPal. Both are backed by a comparable volume of ratings — 29 and 22 respectively. Written reviews are what separate them: 79% of Cospender's written reviews are positive against 81% of SplitPal's.

Cospender ships an update every 3 weeks, SplitPal fortnightly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Cospender | SplitPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (29 ratings)](https://appshunter.io/ios/app/cospender-split-expenses/id962443495/reviews) | **[4.7 (22 ratings)](https://appshunter.io/ios/app/splitpal-split-bill-expenses/id6443640890/reviews)** |
| Number of ratings | **29** | 22 |
| Positive reviews | 79.0% of reviews | **81.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 7 MB | 42 MB |
| Requires iOS | **8.2** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Stephan Bordera](https://appshunter.io/developer/424834018) | [Legendary Bytes LLC](https://appshunter.io/developer/1648014733) |

## What reviewers say

### Cospender

[App page](https://appshunter.io/ios/app/cospender-split-expenses/id962443495)

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

**Highlights:** Create expense groups, Invite members to share, Automatic debt calculation, Detailed expense graphs, Recurring expense setup, Apple Watch integration, Notification center widget

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cospender Premium One Year | $6.99 | per year |


### SplitPal

[App page](https://appshunter.io/ios/app/splitpal-split-bill-expenses/id6443640890)

Effortlessly split bills and track shared expenses with friends and roommates. Scan receipts with AI to automatically itemize costs, assign them to individuals, and settle debts with integrated payment links. Supports multiple currencies and offers clear balance breakdowns for simplified group finances.

**Highlights:** AI receipt scanning for automatic itemization, Split expenses evenly, by share, or item by item, Integrated payment links for easy settlement, Support for multiple currencies, Clear and simplified debt breakdowns, Group history and synchronized data

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitPal Pro Monthly | $1.99 | per month |
| SplitPal Pro Yearly | $14.99 | per year |
| SplitPal Pro Lifetime Access | $39.99 | one-time |


## Frequently asked questions

### Is Cospender free?

Cospender is free to download, with in-app purchases available.

### Is SplitPal free?

SplitPal is free to download, with in-app purchases available.

### Which has better reviews, Cospender or SplitPal?

SplitPal is rated higher. Cospender averages 4.7 out of 5 from 29 ratings, while SplitPal averages 4.7 from 22 ratings.

### Do Cospender or SplitPal have ads?

Neither Cospender nor SplitPal shows ads.

### Which is updated more often, Cospender or SplitPal?

Cospender ships an update every 3 weeks, and SplitPal fortnightly. Most recently, Cospender was updated on November 1, 2026 and SplitPal on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*