# AI瑞承 vs 精算助理

The clearest difference is in-app purchases: AI瑞承 at none against 精算助理's 17. AI瑞承 also leads on iOS requirement (13 vs 16.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 精算助理 sells 17 in-app purchases, starting at $3.99 per month. AI瑞承 asks for nothing beyond the download.

AI瑞承 ships an update every 3 weeks, 精算助理 every 10 days. The most recent releases landed on September 19, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | AI瑞承 | 精算助理 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Size | 140 MB | 111 MB |
| Requires iOS | **13** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [HeritvestFamilyInformationConsultingBeijingCo., Ltd](https://appshunter.io/developer/1589563351) | [深圳华博精算咨询有限公司](https://appshunter.io/developer/1573679549) |

## What reviewers say

### AI瑞承

[App page](https://appshunter.io/ios/app/ai/id962681146)

**In-app purchases:** none


### 精算助理

[App page](https://appshunter.io/ios/app/id1573679547)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 會員自動續費 | $3.99 | per month |
| 會員自動續費199 | $24.99 | per month |
| VIP自動續費 | $24.99 | per month |
| 專業提升29 | $3.99 | one-time |
| 白银会员 | $14.99 | one-time |
| 專業提升199 | $24.99 | one-time |
| 线上专业提升198 | $29.99 | one-time |
| 線上專業提升759 | $99.99 | one-time |
| 線上專業提升758 | $99.99 | one-time |
| 線上專業提升750 | $99.99 | one-time |
| 線上專業提升740 | $99.99 | one-time |
| 線上專業提升749 | $99.99 | one-time |
| 線上專業提升730 | $99.99 | one-time |
| 線上專業提升748 | $99.99 | one-time |
| 線上專業提升738 | $99.99 | one-time |
| 線上專業提升729 | $99.99 | one-time |
| 線上專業提升739 | $99.99 | one-time |


## Frequently asked questions

### Is AI瑞承 free?

AI瑞承 is free to download, with no in-app purchases.

### Is 精算助理 free?

精算助理 is free to download, with in-app purchases available.

### Do AI瑞承 or 精算助理 have ads?

Neither AI瑞承 nor 精算助理 shows ads.

### Which is updated more often, AI瑞承 or 精算助理?

AI瑞承 ships an update every 3 weeks, and 精算助理 every 10 days. Most recently, AI瑞承 was updated on September 19, 2026 and 精算助理 on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*