# Cloudpense vs 浦大喜奔

The clearest difference is ratings volume: 浦大喜奔 at 359 against Cloudpense's 3. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.7 for Cloudpense against 3.7 for 浦大喜奔. That said, the two scores are not equally well evidenced: 浦大喜奔 has 359 ratings behind it against 3, so its average is the more settled of the two.

Cloudpense ships an update fortnightly, 浦大喜奔 monthly. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Cloudpense | 浦大喜奔 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/cloudpense/id963428715/reviews) | [3.7 (359 ratings)](https://appshunter.io/ios/app/id974428942/reviews) |
| Number of ratings | 3 | **359** |
| Positive reviews | — | 23.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 102 MB | 116 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Shanghai Cloudpense Software and Technology Co.Ltd](https://appshunter.io/developer/963428714) | [上海浦东发展银行](https://appshunter.io/developer/471855890) |

## What reviewers say

### Cloudpense

[App page](https://appshunter.io/ios/app/cloudpense/id963428715)

Manage expenses effortlessly with smart recommendations for travel bookings and one-click invoice recognition for simplified reimbursements. Track budgets, generate reports, and ensure compliance with intelligent OCR technology. Access your data securely across multiple platforms.

**Highlights:** Multi-platform access (mobile/PC), Smart travel booking recommendations, One-click invoice recognition, Automatic accounting integration, Budget linkage and monitoring, Multi-dimensional financial reports, Secure cloud data synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 浦大喜奔

[App page](https://appshunter.io/ios/app/id974428942)

This official banking app offers personalized recommendations for credit card products and exclusive benefits. It provides smart asset management, curated lifestyle content, and location-based deals. Enjoy flexible installment plans and premium services for cardholders.

**Highlights:** Personalized product recommendations, Smart asset management, Curated lifestyle content, Location-based deals and offers, Exclusive cardholder benefits, Flexible installment plans, Premium services for VIPs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🎨 Improved design and visual layout
- ⚡ Better functionality compared to older versions
- 🌐 Useful transit code features

**What reviewers complain about**

- 🐛 Frequent crashes and app failures
- ⚠️ Forced updates without user consent
- 🔋 Excessive battery drain
- 🐢 Slow app loading and performance
- 📱 Poor device compatibility

**Reported bugs**

- App crashes on launch
- Face ID login no longer functional after updates
- Account statement details truncated in new version
- White screen and crashes in 'My Benefits' section
- Fingerprint authentication errors

**Requested features**

- Restore Face ID login support
- Add Tianjin transit code support
- Improve overseas CDN for faster access
- Implement reverse chronological order for transaction history
- Reduce permission requirements


## Frequently asked questions

### Is Cloudpense free?

Cloudpense is free to download, with no in-app purchases.

### Is 浦大喜奔 free?

浦大喜奔 is free to download, with no in-app purchases.

### Which has better reviews, Cloudpense or 浦大喜奔?

Cloudpense and 浦大喜奔 are both rated 3.7 out of 5 on the App Store, from 3 and 359 ratings respectively.

### Do Cloudpense or 浦大喜奔 have ads?

Neither Cloudpense nor 浦大喜奔 shows ads.

### Which is updated more often, Cloudpense or 浦大喜奔?

Cloudpense ships an update fortnightly, and 浦大喜奔 monthly. Most recently, Cloudpense was updated on October 10, 2026 and 浦大喜奔 on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*