# Checkbook Wiz vs CashTrace

The clearest difference is rating: CashTrace at 4.9 against Checkbook Wiz's 4.2. CashTrace also leads on ads (none vs shown) and update cadence (every 10 days vs every 3 months). Checkbook Wiz's advantage is review sentiment (75% vs 56%) and ratings volume (815 vs 35). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months and CashTrace sells 6 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

CashTrace holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: Checkbook Wiz has 815 ratings behind it against 35, so its average is the more settled of the two. Written reviews complicate that: 75% of Checkbook Wiz's written reviews are positive against 56% of CashTrace's, so the app with the better star average is not the one people write more warmly about.

Checkbook Wiz ships an update every 3 months, CashTrace every 10 days. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Checkbook Wiz | CashTrace |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (815 ratings)](https://appshunter.io/ios/app/checkbook-wiz/id964371097/reviews) | **[4.9 (35 ratings)](https://appshunter.io/ios/app/cashtrace-checkbook-ledger/id1507393814/reviews)** |
| Number of ratings | **815** | 35 |
| Positive reviews | **75.1% of reviews** | 55.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 10 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 55 MB | 26 MB |
| Requires iOS | **16.0** | 26.1 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | +12 |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Boris Gutic](https://appshunter.io/developer/1181888380) |

## What reviewers say

### Checkbook Wiz

[App page](https://appshunter.io/ios/app/checkbook-wiz/id964371097)

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

**Highlights:** Track account balances and transactions, Supports multiple currencies, Recurring transaction management, Detailed income and expense reports, Transaction splitting and categorization, Receipt and check number attachment, iCloud and Dropbox backup/restore

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Pro Version | $19.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📈 Helps track finances
- 🗓️ Useful calendar view
- 💰 Accurate account balances
- 🔍 Helpful search functionality

**What reviewers complain about**

- 🐛 Recurring transactions not working reliably
- ⏱️ Slow performance and refresh times
- 💸 Ads interrupting user experience
- 🔄 Sync issues causing data loss
- 🤔 Limited customization options

**Reported bugs**

- Transactions disappearing from register
- Incorrect account balances displayed
- App crashing when adding accounts

**Requested features**

- Ability to delete/edit payees
- Automatic recurring transaction entry
- Custom reporting and budgeting tools
- Sync across multiple devices
- Improved category management


### CashTrace

[App page](https://appshunter.io/ios/app/cashtrace-checkbook-ledger/id1507393814)

This app helps you quickly log expenses, track cash flow, and understand your spending habits with clear charts and insights. Keep your financial data private and synced across your Apple devices.

**Highlights:** Log expenses and income quickly, Track daily, weekly, and monthly spending, Visualize budget with charts and insights, Add recurring transactions, Import data via CSV, Organize spending with custom categories, Private iCloud sync

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashTrace Pro | $1.49 | per month |
| CashTrace Pro | $1.99 | per month |
| CashTrace Pro | $1.99 | per month |
| CashTrace Pro | $8.99 | per year |
| CashTrace Pro | $12.99 | per year |
| CashTrace Pro | $12.99 | per year |


## Frequently asked questions

### Is Checkbook Wiz free?

Checkbook Wiz is free to download, with in-app purchases available.

### Is CashTrace free?

CashTrace is free to download, with in-app purchases available.

### Which has better reviews, Checkbook Wiz or CashTrace?

CashTrace is rated higher. Checkbook Wiz averages 4.2 out of 5 from 815 ratings, while CashTrace averages 4.9 from 35 ratings.

### Do Checkbook Wiz or CashTrace have ads?

Checkbook Wiz shows ads; CashTrace does not.

### Which is updated more often, Checkbook Wiz or CashTrace?

Checkbook Wiz ships an update every 3 months, and CashTrace every 10 days. Most recently, Checkbook Wiz was updated on November 6, 2026 and CashTrace on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*