# Checkbook Wiz vs Balance

The clearest difference is rating: Balance at 4.7 against Checkbook Wiz's 4.2. Balance also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 3 months). Checkbook Wiz's advantage is ratings volume (815 vs 16) and iOS requirement (16.0 vs 27.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months and Balance sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Balance holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Checkbook Wiz has 815 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 75% of Checkbook Wiz's written reviews are positive against 85% of Balance's.

Checkbook Wiz ships an update every 3 months, Balance every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Checkbook Wiz | Balance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (815 ratings)](https://appshunter.io/ios/app/checkbook-wiz/id964371097/reviews) | **[4.7 (16 ratings)](https://appshunter.io/ios/app/balance-personal-finance/id1606536498/reviews)** |
| Number of ratings | **815** | 16 |
| Positive reviews | 75.1% of reviews | **84.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 55 MB | 54 MB |
| Requires iOS | **16.0** | 27.0 |
| Devices | iPhone, iPad, Apple Watch | **iPhone, iPad, Mac, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Anatoliy Gershman](https://appshunter.io/developer/1443169072) |

## What reviewers say

### Checkbook Wiz

[App page](https://appshunter.io/ios/app/checkbook-wiz/id964371097)

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

**Highlights:** Track account balances and transactions, Supports multiple currencies, Recurring transaction management, Detailed income and expense reports, Transaction splitting and categorization, Receipt and check number attachment, iCloud and Dropbox backup/restore

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Pro Version | $19.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📈 Helps track finances
- 🗓️ Useful calendar view
- 💰 Accurate account balances
- 🔍 Helpful search functionality

**What reviewers complain about**

- 🐛 Recurring transactions not working reliably
- ⏱️ Slow performance and refresh times
- 💸 Ads interrupting user experience
- 🔄 Sync issues causing data loss
- 🤔 Limited customization options

**Reported bugs**

- Transactions disappearing from register
- Incorrect account balances displayed
- App crashing when adding accounts

**Requested features**

- Ability to delete/edit payees
- Automatic recurring transaction entry
- Custom reporting and budgeting tools
- Sync across multiple devices
- Improved category management


### Balance

[App page](https://appshunter.io/ios/app/balance-personal-finance/id1606536498)

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

**Highlights:** All account tracking, iCloud sync across Apple devices, Quick expense entry, Advanced search and filtering, Customizable reports, Budget management, Scheduled and recurring transactions

**Features:** Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Quarterly | $4.99 | per 3 months |
| Yearly | $14.99 | per year |
| Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Checkbook Wiz free?

Checkbook Wiz is free to download, with in-app purchases available.

### Is Balance free?

Balance is free to download, with in-app purchases available.

### Which has better reviews, Checkbook Wiz or Balance?

Balance is rated higher. Checkbook Wiz averages 4.2 out of 5 from 815 ratings, while Balance averages 4.7 from 16 ratings.

### Do Checkbook Wiz or Balance have ads?

Checkbook Wiz shows ads; Balance does not.

### Which is updated more often, Checkbook Wiz or Balance?

Checkbook Wiz ships an update every 3 months, and Balance every 2 weeks. Most recently, Checkbook Wiz was updated on October 24, 2026 and Balance on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*