# BNI Experience vs BIONS

The clearest difference is review sentiment: BNI Experience at 30% against BIONS's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNI Experience ships an update fortnightly, BIONS monthly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | BNI Experience | BIONS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.8 (5 ratings)](https://appshunter.io/ios/app/bions/id6736508566/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | **30.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 20 MB | 127 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) | [PT BNI Sekuritas](https://appshunter.io/developer/585174090) |

## What reviewers say

### BNI Experience

[App page](https://appshunter.io/ios/app/bni-experience/id964706797)

This app helps you manage your finances by locating nearby ATMs and branches. Discover exclusive promotions, discounts, and surprise gifts from partner merchants. Enjoy convenient banking services anytime, anywhere.

**Highlights:** Find nearest ATMs and branches, Discover BNI merchant promotions and discounts, Access surprise gifts via Coupon feature, Experience anytime, anywhere banking, BNI Internet Banking integration

**In-app purchases:** none


### BIONS

[App page](https://appshunter.io/ios/app/bions/id6736508566)

Manage diverse investment instruments like stocks, mutual funds, and bonds in one place. This app offers a modern interface with innovative features to support your investment journey, including research insights and educational resources.

**Highlights:** Manage stocks, mutual funds, and bonds, Trading ideas and research recommendations, Mark and monitor favorite stocks, Investment education and literacy resources, Downloadable tax reports

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers complain about**

- ⏱️ Slow loading times
- 🐛 Frequent crashes and bugs
- 🔍 Unreliable login and account access
- 💤 Laggy and unresponsive performance
- 🤔 Confusing and unintuitive UI

**Reported bugs**

- Inability to complete transactions due to rejected orders
- Incorrect or missing portfolio and asset information
- Persistent login issues and account access problems
- Outdated product listings and unavailable investment options

**Requested features**

- Improve overall app stability and reliability
- Enhance login and account management experience
- Optimize performance for faster loading and smoother operation
- Redesign UI for better usability and intuitiveness


## Frequently asked questions

### Is BNI Experience free?

BNI Experience is free to download, with no in-app purchases.

### Is BIONS free?

BIONS is free to download, with no in-app purchases.

### Do BNI Experience or BIONS have ads?

Neither BNI Experience nor BIONS shows ads.

### Which is updated more often, BNI Experience or BIONS?

BNI Experience ships an update fortnightly, and BIONS monthly. Most recently, BNI Experience was updated on October 10, 2026 and BIONS on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*