# MICB Mobile Banking vs Paynet Wallet

The clearest difference is rating: Paynet Wallet at 4.2 against MICB Mobile Banking's 2.8. Paynet Wallet also leads on review sentiment (67% vs 27%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paynet Wallet holds the better App Store score, 4.2 against 2.8. Both are backed by a comparable volume of ratings — 23 and 19 respectively. Written reviews point the same way: 27% of MICB Mobile Banking's written reviews are positive against 67% of Paynet Wallet's.

MICB Mobile Banking ships an update fortnightly, Paynet Wallet every 8 days. The most recent releases landed on September 18, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | MICB Mobile Banking | Paynet Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (23 ratings)](https://appshunter.io/ios/app/micb-mobile-banking/id964768029/reviews) | **[4.2 (19 ratings)](https://appshunter.io/ios/app/paynet-wallet/id1099475166/reviews)** |
| Number of ratings | **23** | 19 |
| Positive reviews | 27.5% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 8 days** |
| Monetization | Free | Free |
| Size | 55 MB | 445 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BC Moldindconbank S.A.](https://appshunter.io/developer/964768028) | [PayPoint LLC](https://appshunter.io/developer/848957901) |

## What reviewers say

### MICB Mobile Banking

[App page](https://appshunter.io/ios/app/micb-mobile-banking/id964768029)

Manage your bank accounts and cards on the go. This app allows individuals to view balances, transaction history, and statistics. It also facilitates P2P transfers, card security features, and bill payments to over 700 providers.

**Highlights:** Account balance visualization, Transaction history and details, P2P transfers, Card security lock/unlock, Bill payments, ATM geolocation, Mobile OTP generation

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Paynet Wallet

[App page](https://appshunter.io/ios/app/paynet-wallet/id1099475166)

Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.

**Highlights:** Open payment accounts in Moldova and EU, Virtual or physical Mastercard debit card, Free ATM withdrawals in Moldova, Real-time transaction alerts, Card control features (lock/unlock, PIN reset, limits), Local and international IBAN support, Affordable international transfers, Free bank transfers via MIA Instant Payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MICB Mobile Banking free?

MICB Mobile Banking is free to download, with no in-app purchases.

### Is Paynet Wallet free?

Paynet Wallet is free to download, with no in-app purchases.

### Which has better reviews, MICB Mobile Banking or Paynet Wallet?

Paynet Wallet is rated higher. MICB Mobile Banking averages 2.8 out of 5 from 23 ratings, while Paynet Wallet averages 4.2 from 19 ratings.

### Do MICB Mobile Banking or Paynet Wallet have ads?

Neither MICB Mobile Banking nor Paynet Wallet shows ads.

### Which is updated more often, MICB Mobile Banking or Paynet Wallet?

MICB Mobile Banking ships an update fortnightly, and Paynet Wallet every 8 days. Most recently, MICB Mobile Banking was updated on September 18, 2026 and Paynet Wallet on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*