# МОТИВ.Pay vs Коммуналка Онлайн

The clearest difference is rating: Коммуналка Онлайн at 4.5 against МОТИВ.Pay's 1.4. Коммуналка Онлайн also leads on ads (none vs shown) and update cadence (monthly vs every 5 months). МОТИВ.Pay's advantage is ratings volume (14 vs 2) and iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Коммуналка Онлайн holds the better App Store score, 4.5 against 1.4. That said, the two scores are not equally well evidenced: МОТИВ.Pay has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 4% of МОТИВ.Pay's written reviews are positive against 16% of Коммуналка Онлайн's.

МОТИВ.Pay ships an update every 5 months, Коммуналка Онлайн monthly. Both last shipped on October 15, 2026.

## The numbers

| Metric | МОТИВ.Pay | Коммуналка Онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (14 ratings)](https://appshunter.io/ios/app/pay/id965077720/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/id1480186792/reviews)** |
| Number of ratings | **14** | 2 |
| Positive reviews | 3.9% of reviews | **16.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 123 MB | 45 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IT-PERSPEKTIVA OOO](https://appshunter.io/developer/965077719) | [ЭК Восток](https://appshunter.io/developer/1480186791) |

## What reviewers say

### МОТИВ.Pay

[App page](https://appshunter.io/ios/app/pay/id965077720)

Manage your finances with this app, offering virtual card issuance, money transfers, and bill payments. Earn cashback and receive bonuses as a subscriber. Unique features allow payments directly from your phone balance.

**Highlights:** Virtual MIR card issuance, Money transfers via phone number, details, or SBP, QR code payments, Utility and service bill payments, Expense tracking, Cashback on MIR card purchases, Mobile balance payments (for subscribers)

**In-app purchases:** none


### Коммуналка Онлайн

[App page](https://appshunter.io/ios/app/id1480186792)

Manage your utility services remotely. Submit meter readings, pay bills without commission, and check your account balance. Access payment history, tariff information, and customer service office addresses.

**Highlights:** Submit meter readings, Pay utility bills commission-free, Check account balance, View payment history, Access tariff information, Find customer service office addresses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is МОТИВ.Pay free?

МОТИВ.Pay is free to download, with no in-app purchases.

### Is Коммуналка Онлайн free?

Коммуналка Онлайн is free to download, with no in-app purchases.

### Which has better reviews, МОТИВ.Pay or Коммуналка Онлайн?

Коммуналка Онлайн is rated higher. МОТИВ.Pay averages 1.4 out of 5 from 14 ratings, while Коммуналка Онлайн averages 4.5 from 2 ratings.

### Do МОТИВ.Pay or Коммуналка Онлайн have ads?

МОТИВ.Pay shows ads; Коммуналка Онлайн does not.

### Which is updated more often, МОТИВ.Pay or Коммуналка Онлайн?

МОТИВ.Pay ships an update every 5 months, and Коммуналка Онлайн monthly. Most recently, МОТИВ.Pay was updated on October 15, 2026 and Коммуналка Онлайн on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*