# МОТИВ.Pay vs Контур.Банк для физлиц

The clearest difference is ads: Контур.Банк для физлиц at none against МОТИВ.Pay's shown. Контур.Банк для физлиц also leads on review sentiment (20% vs 4%) and update cadence (every 2 months vs every 5 months). МОТИВ.Pay's advantage is iOS requirement (13.0 vs 15.5). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

МОТИВ.Pay ships an update every 5 months, Контур.Банк для физлиц every 2 months. The most recent releases landed on June 25, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | МОТИВ.Pay | Контур.Банк для физлиц |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.4 (14 ratings)](https://appshunter.io/ios/app/pay/id965077720/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 3.9% of reviews | **20.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Ad-supported | **Free** |
| Size | 123 MB | 119 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IT-PERSPEKTIVA OOO](https://appshunter.io/developer/965077719) | [Kontur.Bank](https://appshunter.io/developer/1531321236) |

## What reviewers say

### МОТИВ.Pay

[App page](https://appshunter.io/ios/app/pay/id965077720)

Manage your finances with this app, offering virtual card issuance, money transfers, and bill payments. Earn cashback and receive bonuses as a subscriber. Unique features allow payments directly from your phone balance.

**Highlights:** Virtual MIR card issuance, Money transfers via phone number, details, or SBP, QR code payments, Utility and service bill payments, Expense tracking, Cashback on MIR card purchases, Mobile balance payments (for subscribers)

**In-app purchases:** none


### Контур.Банк для физлиц

[App page](https://appshunter.io/ios/app/id1531320934)

Manage your bank accounts, cards, loans, and deposits conveniently and securely. Make fast transfers, pay bills, and control your finances on the go. Offers real-time access to account information and transaction history.

**Highlights:** Card management and transaction history, Fast money transfers, Bill payments (mobile, internet, utilities), QR code payments via Faster Payments System, Deposit opening and management, Loan applications and repayment, Real-time account balance checks

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and understandable app
- ✅ All necessary functions work
- 😊 Some users report perfect operation

**What reviewers complain about**

- ❌ App does not open/launch
- ❌ App crashes immediately
- ❌ Login issues after updates
- ❌ Inability to perform transfers
- ❌ Poor payment functionality

**Reported bugs**

- App not opening after update
- App crashes on launch
- Login errors
- Unable to make transfers
- Payment issues

**Requested features**

- Support for iOS 17
- Analytics for monthly spending
- More financial instrument options
- Ability to change phone number
- Improved QR code payment


## Frequently asked questions

### Is МОТИВ.Pay free?

МОТИВ.Pay is free to download, with no in-app purchases.

### Is Контур.Банк для физлиц free?

Контур.Банк для физлиц is free to download, with no in-app purchases.

### Do МОТИВ.Pay or Контур.Банк для физлиц have ads?

МОТИВ.Pay shows ads; Контур.Банк для физлиц does not.

### Which is updated more often, МОТИВ.Pay or Контур.Банк для физлиц?

МОТИВ.Pay ships an update every 5 months, and Контур.Банк для физлиц every 2 months. Most recently, МОТИВ.Pay was updated on June 25, 2026 and Контур.Банк для физлиц on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*