# МОТИВ.Pay vs Аксиома

The clearest difference is rating: Аксиома at 4.2 against МОТИВ.Pay's 1.4. Аксиома also leads on ads (none vs shown) and update cadence (every 5 weeks vs every 5 months). МОТИВ.Pay's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Аксиома holds the better App Store score, 4.2 against 1.4. Both are backed by a comparable volume of ratings — 14 and 17 respectively. Written reviews point the same way: 4% of МОТИВ.Pay's written reviews are positive against 17% of Аксиома's.

МОТИВ.Pay ships an update every 5 months, Аксиома every 5 weeks. The most recent releases landed on June 25, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | МОТИВ.Pay | Аксиома |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (14 ratings)](https://appshunter.io/ios/app/pay/id965077720/reviews) | **[4.2 (17 ratings)](https://appshunter.io/ios/app/id996446855/reviews)** |
| Number of ratings | 14 | **17** |
| Positive reviews | 3.9% of reviews | **16.9% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 5 weeks** |
| Monetization | Ad-supported | — |
| Size | 123 MB | 22 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IT-PERSPEKTIVA OOO](https://appshunter.io/developer/965077719) | [Aksioma OOO PC](https://appshunter.io/developer/996446824) |

## What reviewers say

### МОТИВ.Pay

[App page](https://appshunter.io/ios/app/pay/id965077720)

Manage your finances with this app, offering virtual card issuance, money transfers, and bill payments. Earn cashback and receive bonuses as a subscriber. Unique features allow payments directly from your phone balance.

**Highlights:** Virtual MIR card issuance, Money transfers via phone number, details, or SBP, QR code payments, Utility and service bill payments, Expense tracking, Cashback on MIR card purchases, Mobile balance payments (for subscribers)

**In-app purchases:** none


### Аксиома

[App page](https://appshunter.io/ios/app/id996446855)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is МОТИВ.Pay free?

МОТИВ.Pay is free to download, with no in-app purchases.

### Is Аксиома free?

Аксиома is free to download, with no in-app purchases.

### Which has better reviews, МОТИВ.Pay or Аксиома?

Аксиома is rated higher. МОТИВ.Pay averages 1.4 out of 5 from 14 ratings, while Аксиома averages 4.2 from 17 ratings.

### Do МОТИВ.Pay or Аксиома have ads?

МОТИВ.Pay shows ads; Аксиома does not.

### Which is updated more often, МОТИВ.Pay or Аксиома?

МОТИВ.Pay ships an update every 5 months, and Аксиома every 5 weeks. Most recently, МОТИВ.Pay was updated on June 25, 2026 and Аксиома on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*