# Service First Mobile Banking vs FirstCU Access

The clearest difference is ads: FirstCU Access at none against Service First Mobile Banking's shown. FirstCU Access also leads on review sentiment (69% vs 38%) and update cadence (monthly vs every 4 months). Service First Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Service First Mobile Banking against 4.8 for FirstCU Access. Both are backed by a comparable volume of ratings — 762 and 1.1K respectively. Written reviews are what separate them: 38% of Service First Mobile Banking's written reviews are positive against 69% of FirstCU Access's.

Service First Mobile Banking ships an update every 4 months, FirstCU Access monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Service First Mobile Banking | FirstCU Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (762 ratings)](https://appshunter.io/ios/app/service-first-mobile-banking/id965253415/reviews) | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/firstcu-access/id1507775699/reviews)** |
| Number of ratings | 762 | **1.1K** |
| Positive reviews | 37.5% of reviews | **69.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 119 MB | 177 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SERVICE FIRST FEDERAL CREDIT UNION](https://appshunter.io/developer/714095843) | [First Service Federal Credit Union](https://appshunter.io/developer/489915437) |

## What reviewers say

### Service First Mobile Banking

[App page](https://appshunter.io/ios/app/service-first-mobile-banking/id965253415)

Manage your finances on the go with this mobile banking application. Securely check balances, view transactions, transfer funds, pay bills, and locate ATMs and branches from your device.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Pay bills, Find ATMs and branches

**Features:** Apple Wallet

**In-app purchases:** none


### FirstCU Access

[App page](https://appshunter.io/ios/app/firstcu-access/id1507775699)

Manage your finances on the go with this secure mobile banking app. Organize transactions with notes and photos, set balance alerts, make payments, transfer funds, and deposit checks remotely. Access statements and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfer money, Deposit checks with photos, View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use features
- 💡 Convenient check deposit
- 🚀 Great customer service

**What reviewers complain about**

- 🐛 Inability to access account
- 🐛 Navigation issues
- 🐛 Frequent app updates required

**Reported bugs**

- Balances not visible during transfers
- Account verification printing not working

**Requested features**

- Ability to view credit card transactions
- Option to customize dashboard


## Frequently asked questions

### Is Service First Mobile Banking free?

Service First Mobile Banking is free to download, with no in-app purchases.

### Is FirstCU Access free?

FirstCU Access is free to download, with no in-app purchases.

### Which has better reviews, Service First Mobile Banking or FirstCU Access?

FirstCU Access is rated higher. Service First Mobile Banking averages 4.7 out of 5 from 762 ratings, while FirstCU Access averages 4.8 from 1.1K ratings.

### Do Service First Mobile Banking or FirstCU Access have ads?

Service First Mobile Banking shows ads; FirstCU Access does not.

### Which is updated more often, Service First Mobile Banking or FirstCU Access?

Service First Mobile Banking ships an update every 4 months, and FirstCU Access monthly. Most recently, Service First Mobile Banking was updated on September 24, 2026 and FirstCU Access on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*